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1091 Compass Pt, Elgin, IL 60123 Property Records

Kane County property record for 1091 Compass Pt, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,102 sqft · built 2000
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$308,000 (Sep 2018)
Tax Bill$10,165 (2025)
Deeds & MortgagesJul 2023 Mortgage
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-28-453-009

Property Details

APN / Parcel Number

Primary APN06-28-453-009

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,102 sqft Living Area
Gross Area3,053 sqft
Basement Area951 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Construction TypeFrame
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address1091 COMPASS PT
CityELGIN
StateIL
Zip60123-8591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEARTLAND MEADOWS UNIT 10 (WILLOW BAY) LOT 880
Legal SubdivisionHEARTLAND MEADOWS
Legal Block3
Legal Lot Number880
Legal Unit10
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4002
Census Tract851907

Owner

Source: Kane County records · APN 06-28-453-009

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1091 COMPASS PT, ELGIN, IL 60123-8591
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 04, 2020Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Sep 25, 2018Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Feb 23, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 25, 2018 · Amount on Record
Deed SaleSep 25, 2018 · Amount on Record
Prior SaleSep 21, 2004 · Amount on Record
Deed Document Number201846834
Last Transfer DateJun 26, 2023
Transfer Doc0000022482
Record UpdatedSep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateJul 07, 2023
Property Address1091 COMPASS PT, ELGIN, IL 60123-8591
Document Number0000022482
Instrument DateJun 26, 2023
Instrument2023K022482
Transaction TypeTransfer
Record UpdatedJul 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1091 COMPASS PT, ELGIN, IL 60123-8591

Mortgage

Document Number0000022483
DateJul 07, 2023
Instrument2023K022483
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2053

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1091 COMPASS PT, ELGIN, IL 60123-8591
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075129
DateDec 04, 2020
Instrument2020K075129
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term334 Months
DueOct 01, 2048

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 25, 2018
Property Address1091 COMPASS PT, ELGIN, IL 60123-8591
Document Number0000046834
Instrument DateAug 31, 2018
Instrument2018K046834
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$308.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1409 S BLACKHAWK CIR, SOUTH ELGIN, IL 60177-2989

Mortgage

Document Number0000046835
DateSep 25, 2018
Instrument2018K046835
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateFeb 23, 2017
Property Address1091 COMPASS PT, ELGIN, IL 60123-8591
Document Number0000010004
Instrument DateFeb 19, 2017
Instrument10004
Transaction TypeTransfer
Record UpdatedMay 03, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1091 COMPASS POINTE ELGIN IL 60123, ELGIN, IL 60123

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,165.00 (+15.88%)
2024$130,098 (+21.4%) Land $28,317 Building $101,781$390,450 (+21.44%) Land $84,985 Building $305,465
2022$8,772.00 (+4.39%) Homeowner's exemption$107,169 (+6.96%) Land $23,326 Building $83,843$321,507 (+6.96%) Land $69,978 Building $251,529
2021$8,403.00 Homeowner's exemption$100,195 Land $21,808 Building $78,387$300,585 Land $65,424 Building $235,161

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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