1083 Compass Pt, Elgin, IL 60123 Property Records

Kane County property record for 1083 Compass Pt, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,288 sqft · built 2000
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Sep 2000)
Tax Bill	$10,821 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-453-013`

Property Details

APN / Parcel Number

Primary APN	`06-28-453-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,288 sqft Living Area
Gross Area	3,432 sqft
Basement Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1083 COMPASS PT
City	ELGIN
State	IL
Zip	60123-8591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTLAND MEADOWS UNIT 10 (WILLOW BAY) LOT 884
Legal Subdivision	HEARTLAND MEADOWS
Legal Block	4
Legal Lot Number	884
Legal Unit	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4002
Census Tract	851907

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1083 COMPASS PT, ELGIN, IL 60123-8591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2017	Deed of Trust, Mortgage · FHA Mortgage MIDWEST COMMUNITY BANK
Mar 7, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2000 · Amount on Record
Deed Sale	Sep 27, 2000 · Amount on Record
Deed Document Number	200077081
Last Transfer Date	Feb 23, 2018
Transfer Doc	0000010448
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1083 COMPASS PT, ELGIN, IL 60123-8591
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008772
Date	Feb 15, 2017
Instrument	2017K008772

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 7, 2018
Property Address	1083 COMPASS PT, ELGIN, IL 60123-8591
Document Number	0000010448
Map Reference	DOC96KO46770
Instrument Date	Feb 23, 2018
Instrument	2018K010448
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1083 COMPASS PT, ELGIN, IL 60123-8591

Mortgage

Document Number	0000010449
Date	Mar 7, 2018
Instrument	2018K010449

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,821.00 (+15.88%) Homeowner's exemption
2024		$138,020 (+21.39%) Land $28,317 Building $109,703	$414,226 (+21.44%) Land $84,985 Building $329,241
2022	$9,338.00 (+4.36%) Homeowner's exemption	$113,695 (+6.96%) Land $23,326 Building $90,369	$341,085 (+6.96%) Land $69,978 Building $271,107
2021	$8,948.00 Homeowner's exemption	$106,297 Land $21,808 Building $84,489	$318,891 Land $65,424 Building $253,467

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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