1085 Compass Pt, Elgin, IL 60123 Property Records

Kane County property record for 1085 Compass Pt, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,447 sqft · built 2000
Lot Size	0.267 acres (11,644 sqft)
Owner	2 Individual Names on File
Last Sale	$282,000 (Apr 2018)
Tax Bill	$10,232 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-453-012`

Property Details

APN / Parcel Number

Primary APN	`06-28-453-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,447 sqft Living Area
Gross Area	3,801 sqft
Basement Area	1,354 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Construction Type	Frame
Lot Area	11,644 sqft (0.267 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1085 COMPASS PT
City	ELGIN
State	IL
Zip	60123-8591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTLAND MEADOWS UNIT 10 (WILLOW BAY) LOT 883
Legal Subdivision	HEARTLAND MEADOWS
Legal Block	4
Legal Lot Number	883
Legal Unit	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4002
Census Tract	851907

Owner

Source: Kane County records · APN 06-28-453-012

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1085 COMPASS PT, ELGIN, IL 60123-8591
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 07, 2020	Quit Claim Deed, Transfer CALIBER HM LOANS
Apr 19, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2018 · Amount on Record
Deed Sale	Apr 19, 2018 · Amount on Record
Prior Sale	Jun 22, 2005 · Amount on Record
Deed Document Number	201817983
Last Transfer Date	Apr 01, 2020
Transfer Doc	0000017155
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1085 COMPASS PT, ELGIN, IL 60123-8591
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026098
Date	Apr 05, 2021
Instrument	2021K026098

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 07, 2020
Property Address	1085 COMPASS PT, ELGIN, IL 60123-8591
Document Number	0000017155
Instrument Date	Apr 01, 2020
Instrument	17155
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1085 COMPASS PT ELGIN IL 601238591, ELGIN, IL 60123-8591

Mortgage

Document Number	17156
Date	Apr 07, 2020
Instrument	17156

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 06, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 19, 2018
Property Address	1085 COMPASS PT, ELGIN, IL 60123-8591
Document Number	0000017983
Instrument Date	Mar 26, 2018
Instrument	17983
Transaction Type	Transfer
Record Updated	May 02, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$423.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1085 COMPASS PT ELGIN IL 601238591, ELGIN, IL 60123-8591

Mortgage

Document Number	17984
Date	Apr 19, 2018
Instrument	17984

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,232.00 (+11.05%) Homeowner's exemption
2024		$136,290 (+21.39%) Land $28,317 Building $107,973	$409,034 (+21.44%) Land $84,985 Building $324,049
2022	$9,214.00 (+4.36%) Homeowner's exemption	$112,270 (+6.96%) Land $23,326 Building $88,944	$336,810 (+6.96%) Land $69,978 Building $266,832
2021	$8,829.00 Homeowner's exemption	$104,964 Land $21,808 Building $83,156	$314,892 Land $65,424 Building $249,468

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 360 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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