10909 Whippletree Ln, Spring Valley, CA 91978 Property Records

San Diego County property record for 10909 Whippletree Ln, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,364 sqft · built 1973
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Sep 2013)
Tax Bill	$5,930 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`506-063-13-00`

Property Details

APN / Parcel Number

Primary APN	`506-063-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Block
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10909 WHIPPLETREE LN
City	SPRING VALLEY
State	CA
Zip	91978-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 129 TR 007250
Legal Subdivision	CARRIAGE HILLS CORNERS
Legal Tract	007250
Legal Block	2
Legal Lot Number	129
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	13506

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10909 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE ALLIANCE CORP
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMPASS LENDING GROUP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2013 · Amount on Record
Deed Sale	Sep 11, 2013 · Amount on Record
Prior Sale	May 20, 2013 · Amount on Record
Deed Document Number	2013561851
Prior Transfer Date	Mar 13, 2008
Prior Transfer Doc	0000160017
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10909 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1938
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10909 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1938

Mortgage

Document Number	0000609761
Date	Oct 8, 2020
Instrument	2020-0609761

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10909 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1938
Document Number	0000369588
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10909 WHIPPLETREE LN SPRING VALLEY CA 919781938, SPRING VALLEY, CA 91978-1938

Mortgage

Document Number	0000369588
Date	Aug 28, 2019
Instrument	369588

Lender

Name	COMPASS LENDING GROUP
Address	6281 BEACH BLVD # 103, BUENA PARK, CA 90621-4262

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$461,378 (+2%) Land $162,545 Building $298,833
2025	$5,930.00 (+4%) Homeowner's exemption	$452,332 (+4.04%) Land $159,358 Building $292,974
2023	$5,702.00 (+2%) Homeowner's exemption	$434,770 Land $153,171 Building $281,599
2022	$5,590.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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