10920 Whippletree Ln, Spring Valley, CA 91978 Property Records

San Diego County property record for 10920 Whippletree Ln, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1973
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$829,000 (Oct 2024)
Tax Bill	$6,548 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`506-062-16-00`

Property Details

APN / Parcel Number

Primary APN	`506-062-16-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10920 WHIPPLETREE LN
City	SPRING VALLEY
State	CA
Zip	91978-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 123 TR 007250
Legal Subdivision	CARRIAGE HILLS CORNERS
Legal Tract	007250
Legal Block	2
Legal Lot Number	123
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	13506

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10920 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jan 12, 2022	Intrafamily Transfer, Transfer UNISOURCE
Apr 21, 2021	Intrafamily Transfer, Transfer UNISOURCE
Apr 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2024 · Amount on Record
Deed Sale	Oct 4, 2024 · Amount on Record
Prior Sale	Sep 9, 2013 · Amount on Record
Deed Document Number	2024268768
Prior Transfer Date	Aug 29, 2021
Prior Transfer Doc	0000017619
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2022
Property Address	10920 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1937
Document Number	0000017619
Map Reference	MAP 7250
Instrument Date	Aug 29, 2021
Instrument	2022-0017619
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10920 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1937

Mortgage

Document Number	0000017620
Date	Jan 12, 2022
Instrument	2022-0017620

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2022
Property Address	10920 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1937
Document Number	0000017621
Map Reference	MAP 7250
Instrument Date	Aug 29, 2021
Instrument	2022-0017621
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10920 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1937

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2021
Property Address	10920 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1937
Document Number	0000308585
Map Reference	MAP 7250
Instrument Date	Apr 7, 2021
Instrument	2021-0308585
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10920 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1937

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2021
Property Address	10920 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1937
Document Number	0000308583
Map Reference	MAP 7250
Instrument Date	Apr 7, 2021
Instrument	2021-0308583
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10920 WHIPPLETREE LN, SPRING VALLEY, CA 91978-1937

Mortgage

Document Number	0000308584
Date	Apr 21, 2021
Instrument	2021-0308584

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$845,580 (+67.43%) Land $561,000 Building $284,580
2025	$6,548.00 (+0.85%)	$505,047 (+4.04%) Land $159,358 Building $345,689
2024	$6,493.00 (+2.95%)
2023	$6,307.00 (+1.96%) Homeowner's exemption	$485,437 Land $153,171 Building $332,266
2022	$6,186.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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