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10909 Hillcrest Dr, Laurel, MD 20723 Property Records

Howard County property record for 10909 Hillcrest Dr, Laurel, MD 20723

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,897 sqft · built 1957
Lot Size0.607 acres (26,440 sqft)
Owner2 Trust Names on File
Last Sale$452,000 (Jul 2005)
Tax Bill$7,174 (2025)
Deeds & MortgagesJun 2017 Mortgage
Jun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-409288

Property Details

APN / Parcel Number

Primary APN06-409288
Alternative APNs
  • 6409288
  • 409288

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,897 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area26,440 sqft (0.607 acres)
Garage TypeBasement
Garage Area320 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area153 sqft
Patio Area270 sqft
Shed1 Shed
Shed Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number409288
Street Address10909 HILLCREST DR
CityLAUREL
StateMD
Zip20723-1022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal DescriptionLOT 6 26,440 SQ' 10909 HILLCREST DR HILLCREST S2
Legal SubdivisionHILLCREST
Legal BlockA
Legal Lot Number6
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group1
Census Block1004
Census Tract606808

Owner

Source: Howard County records · APN 06-409288

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address10909 HILLCREST DR, LAUREL, MD 20723-1022
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
SANTANDER BANK NA
Jun 15, 2017Deed of Trust, Mortgage · Line of Credit
REVERE BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2005 · Amount on Record
Deed SaleJul 18, 2005 · Amount on Record
Deed Document Number200559757
Deed Book / Page9326 / 351
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address10909 HILLCREST DR, LAUREL, MD 20723-1022
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0176600408
DateJun 23, 2017
Book Page17660/408
Instrument17660-408
Lender
NameSANTANDER BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2032

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address10909 HILLCREST DR, LAUREL, MD 20723-1022
Document Number0177420464
Book / Page017742 / 000464
Instrument DateJun 15, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2017
Title CompanyHOUSEHOLD TITLE AND ESCROW LLC, HOUSEHOLD TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10909 HILLCREST DR LAUREL MD 207231022, LAUREL, MD 20723-1022

Mortgage

Document Number0177420464
DateAug 09, 2017
Book Page017742/000464
Lender
NameREVERE BK
TypeBank
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$498,267 (+4.04%)$537,000 (+12.13%) Land $302,700 Building $234,300
2025$7,174.00 (+62.82%) Homeowner's exemption$478,900 (+13.89%) Land $252,700 Building $226,200$478,900 (-) Land $252,700 Building $226,200
2023$420,500$478,900 Land $252,700 Building $226,200
2022$4,406.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), as of October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068081, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 315 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0130002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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