Howard County property record for 10885 Hillcrest Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,841 sqft · built 1957 |
| Lot Size | 0.501 acres (21,823 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $309,900 (Apr 2004) |
| Tax Bill | $6,367 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-395082 |
| Primary APN | 06-395082 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,841 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,823 sqft (0.501 acres) |
| Garage Type | Basement |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 112 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 395082 |
|---|---|
| Street Address | 10885 HILLCREST DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-1020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 3 21,823 SQ' 10885 HILLCREST DR HILLCREST S2 |
| Legal Subdivision | HILLCREST LAUREL |
| Legal Block | D |
| Legal Lot Number | 3 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 606808 |
10885 Hillcrest Dr is owned and occupied by two individuals who bought it in April 2004.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10885 HILLCREST DR, LAUREL, MD 20723-1020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2004 · Amount on File |
| Deed Sale | Apr 12, 2004 · Amount on File |
| Prior Sale | Apr 12, 2004 · Amount on File |
| Deed Document Number | 200444481 |
| Deed Book / Page | 8215 / 240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10885 HILLCREST DR, LAUREL, MD 20723-1020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MID ATLANTIC SETMNT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 10885 HILLCREST DR, LAUREL, MD 20723-1020 |
| Document Number | 0196760339 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 19676/339 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 10885 Hillcrest Dr was $6,367 with a homeowner's exemption, down 1.4% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,367.00 (-1.44%) Homeowner's exemption | $454,467 (+4.31%) | $492,000 (+12.92%) Land $300,400 Building $191,600 |
| 2025 | $6,460.00 Homeowner's exemption | $435,700 Land $250,400 Building $185,300 | $435,700 Land $250,400 Building $185,300 |
| 2023 | $376,900 | $435,700 Land $250,400 Building $185,300 | |
| 2022 | $3,912.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10885 Hillcrest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10885 Hillcrest Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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