10905 Hillcrest Dr, Laurel, MD 20723 Property Records

Howard County property record for 10905 Hillcrest Dr, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,100 sqft · built 1961
Lot Size	0.511 acres (22,259 sqft)
Owner	Individual Name on File
Tax Bill	$6,041 (2026)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-393535`

Property Details

APN / Parcel Number

Primary APN	`06-393535`
Alternative APNs	`6393535` `393535`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,100 sqft Total Area
Basement Area	235 sqft
Finished Basement	235 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,259 sqft (0.511 acres)
Garage Type	Basement
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	150 sqft
Shed	1 Shed
Shed Area	110 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	393535
Street Address	10905 HILLCREST DR
City	LAUREL
State	MD
Zip	20723-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 7 22,259 SQ' 10905 HILLCREST DR HILLCREST S2
Legal Subdivision	HILLCREST
Legal Block	A
Legal Lot Number	7
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1004
Census Tract	606808

Owner

10905 Hillcrest Dr is owned and occupied by an individual who acquired it in January 2023.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	10905 HILLCREST DR, LAUREL, MD 20723-1022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023
Deed Sale	Jan 3, 2023
Prior Sale	Apr 20, 1992 · Amount on File
Deed Book / Page	21843 / 162
Prior Transfer Date	May 28, 2022
Prior Transfer Doc	0218430162
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Jan 3, 2023
Property Address	10905 HILLCREST DR, LAUREL, MD 20723-1022
Document Number	0218430162
Book / Page	21843 / 162
Map Reference	MB 5 PL 38
Instrument Date	May 28, 2022
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10905 HILLCREST DR, LAUREL, MD 20723-1022

Mortgage

Document Number	0021843167
Date	Jan 3, 2023
Instrument	21843/167

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 10905 Hillcrest Dr was $6,041 with a homeowner's exemption.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,041.00 (-0.02%) Homeowner's exemption	$416,367 (+4.61%)	$453,100 (+13.84%) Land $300,600 Building $152,500
2025	$6,042.00 (+4.68%) Homeowner's exemption	$398,000 Land $250,600 Building $147,400	$398,000 Land $250,600 Building $147,400
2024	$5,772.00
2023		$348,333	$398,000 Land $250,600 Building $147,400
2022	$3,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10905 Hillcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10905 Hillcrest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20