Geauga County property record for 10908 Thwing Rd, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1956 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,000 (Jun 2005) |
| Tax Bill | $3,294 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-020500 |
| Primary APN | 06-020500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 1,520 sqft |
| Family Room | Family Room |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 216 sqft |
| Pole Barn | 960 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 004519-4 |
|---|---|
| Street Address | 10908 THWING RD |
| City | CHARDON |
| State | OH |
| Zip | 44024-9763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | S/L 13 BERKSHIRE HEIGHTS ESTATES #1 |
| Legal Subdivision | BERKSHIRE HEIGHTS ESTATES |
| Legal Tract | 3 |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 312202 |
Source: Geauga County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 333 E BUTTERFIELD RD, 400, LOMBARD, IL 60148-5679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MIDWEST MORTGAGE CORP |
| May 10, 2019 | Deed of Trust, Mortgage · Line of Credit GEAUGA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2005 · Amount on Record |
| Deed Sale | Jun 3, 2005 · Amount on Record |
| Prior Sale | Jun 3, 2005 · Amount on Record |
| Deed Document Number | 2005719123 |
| Deed Book / Page | 1764 / 235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 10908 THWING RD, CHARDON, OH 44024-9763 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | OHIO REAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0021062592 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 2106/2592 |
| Instrument | 202000971911 |
| Name | AMERICAN MIDWEST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44130 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 10908 THWING RD, CHARDON, OH 44024-9763 |
| Document Number | 0000950544 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10908 THWING RD CHARDON OH 440249763, CHARDON, OH 44024-9763 |
| Document Number | 0000950544 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 950544 |
| Name | GEAUGA CU |
|---|---|
| Type | Credit Union |
| Address | BURTON, OH 44021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| County Subdivision | Chardon Township |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,294.00 (-0.33%) | $45,110 (-) Land $9,270 Building $35,840 | |
| 2024 | $3,305.00 (+3.54%) Homeowner's exemption | $45,110 (-1.61%) Land $9,270 Building $35,840 | |
| 2023 | $3,192.00 (-1.12%) Homeowner's exemption | $45,850 (-23.53%) Land $10,010 Building $35,840 | $128,880 (-24.76%) Land $26,480 Building $102,400 |
| 2022 | $59,960 Land $10,010 Building $49,950 | ||
| 2021 | $3,228.00 | ||
| 2020 | $171,300 Land $28,600 Building $142,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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