10854 Thwing Rd, Chardon, OH 44024 Property Records

Geauga County property record for 10854 Thwing Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1956
Lot Size	1.08 acres (47,045 sqft)
Owner	Trust Name on File
Last Sale	$117,500 (Aug 2012)
Tax Bill	$2,593 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`06-101350`

Property Details

APN / Parcel Number

Primary APN	`06-101350`
Alternative APN	`004690-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	47,045 sqft (1.08 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Lean-To	288 sqft
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004690-0
Street Address	10854 THWING RD
City	CHARDON
State	OH
Zip	44024-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S/L 8 BERKSHIRE HEIGHTS ESTATES #1
Legal Subdivision	BERKSHIRE HEIGHTS ESTATES
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	2
Census Block	2022
Census Tract	312202

Owner

10854 Thwing Rd is owner-occupied and held in a trust since August 2012.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	10854 THWING RD, CHARDON, OH 44024-9701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 26, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2012 · Amount on File
Deed Sale	Aug 3, 2012 · Amount on File
Prior Sale	Jan 1, 1990
Prior Transfer Date	Mar 10, 2004
Prior Transfer Doc	0000689324
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10854 THWING RD, CHARDON, OH 44024-9701
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10854 THWING RD, CHARDON, OH 44024-9701

Mortgage

Document Number	0021640264
Date	Jan 5, 2023
Book Page	2164/264
Instrument	202301008486

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10854 THWING RD, CHARDON, OH 44024-9701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020731670
Date	Jun 26, 2019
Book Page	2073/1670
Instrument	201900950768

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10854 Thwing Rd was $2,593 with a homeowner's exemption, down 0.3% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Chardon Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,593.00 (-0.31%)	$30,480 (-) Land $9,270 Building $21,210
2024	$2,601.00 (+2.56%) Homeowner's exemption	$30,480 (-2.37%) Land $9,270 Building $21,210
2023	$2,536.00 Homeowner's exemption	$31,220 (-36.65%) Land $10,010 Building $21,210	$87,080 Land $26,480 Building $60,600
2022		$49,280 Land $10,010 Building $39,270
2021	$2,653.00
2020			$140,800 Land $28,600 Building $112,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10854 Thwing Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10854 Thwing Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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