10894 Thwing Rd, Chardon, OH 44024 Property Records

Geauga County property record for 10894 Thwing Rd, Chardon, OH 44024

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,200 sqft · built 1956
Lot Size1.08 acres (47,045 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Jan 2020)
Tax Bill$3,877 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jan 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-042020

Property Details

APN / Parcel Number

Primary APN06-042020
Alternative APN
  • 004568-6

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,200 sqft Living Area
1st Floor Area1,384 sqft
Upper Floors Area816 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Lot Area47,045 sqft (1.08 acres)
Garage Area1,248 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck Area328 sqft
Patio Area328 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number004568-6
Street Address10894 THWING RD
CityCHARDON
StateOH
Zip44024-9763
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionS/L 12 BERKSHIRE HEIGHTS ESTATES #1
Legal SubdivisionBERKSHIRE HEIGHTS ESTATES
JurisdictionGEAUGA OH
Township / Civil DivisionCHARDON
Census Block Group2
Census Block2022
Census Tract312202

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10894 THWING RD, CHARDON, OH 44024-9763
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 29, 2020Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Feb 11, 2019Deed of Trust, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2020 · Amount on Record
Deed SaleJan 29, 2020 · Amount on Record
Prior SaleJan 1, 1990
Deed Document Number2020959572
Deed Book / Page2086 / 2207
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address10894 THWING RD, CHARDON, OH 44024-9763
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021032660
DateSep 23, 2020
Book Page2103/2660
Instrument202000970143
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGEAUGA OH
Recording DateJan 29, 2020
Property Address10894 THWING RD, CHARDON, OH 44024-9763
Document Number0020862207
Book / Page2086 / 2207
Instrument DateJan 27, 2020
Instrument202000959572
Transaction TypeTransfer
Record UpdatedApr 5, 2022
Title CompanyENTERPRISE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10894 THWING RD, CHARDON, OH 44024-9763

Mortgage

Document Number202000959573
DateJan 29, 2020
Instrument202000959573
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address10894 THWING RD, CHARDON, OH 44024-9763
Document Number0020662053
Instrument DateFeb 11, 2019
Transaction TypeMortgage
Record UpdatedMar 6, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address10894 THWING RD CHARDON OH 440249763, CHARDON, OH 44024-9763

Mortgage

Document Number0020662053
DateFeb 22, 2019
Book Page002066/002053
Instrument946112
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 21, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
County SubdivisionChardon Township
Unified School DistrictChardon Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,877.00 (-0.36%)$57,290 (-) Land $9,270 Building $48,020
2024$3,891.00 (+4.07%) Homeowner's exemption$57,290 (-1.28%) Land $9,270 Building $48,020
2023$3,739.00 (-12.19%) Homeowner's exemption$58,030 (-26.64%) Land $10,010 Building $48,020$163,680 (-27.58%) Land $26,480 Building $137,200
2022$79,100 Land $10,010 Building $69,090
2021$4,258.00
2020$226,000 Land $28,600 Building $197,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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