10907 Montecito Dr, El Monte, CA 91731 Property Records

Los Angeles County property record for 10907 Montecito Dr, El Monte, CA 91731

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,009 sqft · built 1947
Lot Size	0.187 acres (8,149 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (May 2018)
Tax Bill	$9,179 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8575-014-005`

Property Details

APN / Parcel Number

Primary APN	`8575-014-005`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,009 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,149 sqft (0.187 acres)
Lot Dimensions	136 ft deep x 62 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Street Address	10907 MONTECITO DR
City	EL MONTE
State	CA
Zip	91731-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EMR1YY
Legal Description	TRACT # 13389 LOT 20
Legal Subdivision	13389
Legal Tract	13389
Legal Block	3
Legal Lot Number	20
Jurisdiction	LOS ANGELES CA
Township / Civil Division	UPPER SAN GABRIEL VALLEY
Census Block Group	3
Census Block	3005
Census Tract	432700

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10907 MONTECITO DR, EL MONTE, CA 91731-2023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF SOUTHERN CALIFORNIA
Apr 22, 2019	Deed of Trust, Mortgage · Line of Credit CAMINO FCU
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION OF SOUTHERN CALIFORNIA
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF SOUTHERN CALIFORNIA
Oct 23, 2019	Deed of Trust, Mortgage · Conventional with PMI CREDIT UNION/STHRN CA
May 11, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Deed Document Number	2018468829
Prior Transfer Date	Mar 16, 2018
Prior Transfer Doc	0000468829
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10907 MONTECITO DR, EL MONTE, CA 91731-2023
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10907 MONTECITO DR, EL MONTE, CA 91731-2023

Mortgage

Document Number	0000632681
Date	Sep 15, 2025
Instrument	25-0632681

Lender

Name	CREDIT UNION OF SOUTHERN CALIFORNIA
Type	Credit Union
Address	ANAHEIM, CA 92808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10907 MONTECITO DR, EL MONTE, CA 91731-2023
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000354286
Date	Apr 22, 2019
Instrument	19-0354286

Lender

Name	CAMINO FCU
Type	Credit Union
Address	MONTEBELLO, CA 90640

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10907 MONTECITO DR, EL MONTE, CA 91731-2023
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATL TTL CO LONG BE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10907 MONTECITO DR, EL MONTE, CA 91731-2023

Mortgage

Document Number	0000108957
Date	Jan 21, 2021
Instrument	21-0108957

Lender

Name	CREDIT UNION OF SOUTHERN CALIFORNIA
Type	Credit Union
Address	LA HABRA, CA 90631

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10907 MONTECITO DR, EL MONTE, CA 91731-2023
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10907 MONTECITO DR, EL MONTE, CA 91731-2023

Mortgage

Document Number	0000369024
Date	Apr 4, 2022
Instrument	22-0369024

Lender

Name	CREDIT UNION OF SOUTHERN CALIFORNIA
Type	Credit Union
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 4, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	10907 MONTECITO DR, EL MONTE, CA 91731-2023
Document Number	0001166230
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10907 MONTECITO DR EL MONTE CA 917312023, EL MONTE, CA 91731-2023

Mortgage

Document Number	0001166230
Date	Oct 30, 2019
Instrument	1166230

Lender

Name	CREDIT UNION/STHRN CA
Type	Credit Union
Address	LA HABRA, CA 90631

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	May 11, 2018
Property Address	10907 MONTECITO DR, EL MONTE, CA 91731-2023
Document Number	0000468829
Map Reference	MB 270 PG 11-13
Instrument Date	Mar 16, 2018
Instrument	18-0468829
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	WFG TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10907 MONTECITO DR, EL MONTE, CA 91731-2023

Mortgage

Document Number	0000468830
Date	May 11, 2018
Instrument	18-0468830

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	El Monte City
Elementary School District	El Monte City School District (KG - 08)
Secondary School District	El Monte Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$626,710 (+2%) Land $376,026 Building $250,684
2025	$9,179.00 (+10.48%)	$614,422 (+4.04%) Land $368,653 Building $245,769
2023	$8,308.00 (+3.86%)	$590,565 Land $354,339 Building $236,226
2022	$7,999.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL MONTE-CITY, WATER DEPT. serves 23,000 people · EPA ID CA1910038
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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