10903 Echo Spring Cir, Indianapolis, IN 46236 Property Records

Marion County property record for 10903 Echo Spring Cir, Indianapolis, IN 46236

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,548 sqft · built 1993
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Jun 2019)
Tax Bill$3,960 (2025)
Deeds & MortgagesMay 2026 Transfer
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN49-01-21-129-024.000-407

Property Details

APN / Parcel Number

Primary APN49-01-21-129-024.000-407
Alternative APN
  • 4031460

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,548 sqft Living Area
Gross Area2,968 sqft
1st Floor Area2,548 sqft
Upper Floors Area1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area24,829 sqft (0.57 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address10903 ECHO SPRING CIR
CityINDIANAPOLIS
StateIN
Zip46236-9070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionECHO POINTE SEC 2 L 27
Legal SubdivisionECHO POINTE SEC 2
Legal Lot Number27
JurisdictionMARION IN
Township / Civil DivisionLAWRENCE
Census Block Group2
Census Block2005
Census Tract330208

Owner

Source: Marion County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10903 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BANK
Jul 16, 2019Correction Deed, Transfer
FIRST AMERICAN
Jun 21, 2019Warranty Deed, Transfer · Conventional Mortgage
JP MORGAN CHASE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2019 · Amount on Record
Deed SaleJun 21, 2019 · Amount on Record
Deed Document Number201956886
Last Transfer DateMay 7, 2026
Transfer Doc0000039310
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARION IN
Recording DateMay 12, 2026
Property Address10903 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Document Number0000039310
Instrument DateMay 7, 2026
Instrument202639310
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10903 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address10903 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000145403
DateDec 9, 2020
InstrumentA202000145403
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036
Interest
Rate TypeFixed Rate

July 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionMARION IN
Recording DateJul 16, 2019
Property Address10903 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Document Number0000066088
Instrument DateMay 23, 2019
Instrument66088
Transaction TypeTransfer
Record UpdatedJul 31, 2019
Title CompanyFIRST AMERICAN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10903 ECHO SPRING CIR INDIANAPOLIS IN 462369070, INDIANAPOLIS, IN 46236-9070

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateJun 21, 2019
Property Address10903 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070
Document Number0000056886
Instrument DateMay 23, 2019
InstrumentA201900056886
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10903 ECHO SPRING CIR, INDIANAPOLIS, IN 46236-9070

Mortgage

Document Number0000056887
DateJun 21, 2019
InstrumentA201900056887
Lender
NameJP MORGAN CHASE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionLawrence Township
MunicipalityLawrence City
Unified School DistrictLawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,960.00 (+14.22%)$385,600 (+21.18%) Land $55,300 Building $330,300$385,600 (+21.18%) Land $55,300 Building $330,300
2023$3,467.00 (+8.24%) Homeowner's exemption$318,200 (+9.84%) Land $55,300 Building $262,900$318,200 (+9.84%) Land $55,300 Building $262,900
2022$3,203.00 (+6.62%) Homeowner's exemption$289,700 Land $55,300 Building $234,400$289,700 Land $55,300 Building $234,400
2021$3,004.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAWRENCE UTILITIES
serves 49,000 people · EPA ID IN5249005
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb
Copper1.4 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
E. coli
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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