Washington County and Argyle Town property record for 1090 State Rte 197, Argyle, NY 12809
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 777 sqft · built 1980 |
| Lot Size | 5.6 acres (243,936 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (Jun 2024) |
| Tax Bill | $1,357 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jun 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 532089 181.-1-3 |
| Primary APN | 532089 181.-1-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 777 sqft Gross Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 243,936 sqft (5.6 acres) |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 815J101301 |
|---|---|
| Street Address | 1090 STATE ROUTE 197 |
| City | ARGYLE |
| State | NY |
| Zip | 12809 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Local Zoning Code | NONE |
| Legal Description | LAND LAUNDRY MAT 599/172 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | ARGYLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 87000 |
Source: Washington County and Argyle Town records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4008 STATE ROUTE 40, ARGYLE, NY 12809-3483 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT |
| Jun 11, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage RANDY J CUTHBERT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2024 · Amount on Record |
| Deed Sale | Jun 11, 2024 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Property Address | 1090 STATE ROUTE 197, ARGYLE, NY 12809 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000880 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025-4880 |
| Name | FARM CREDIT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Jun 11, 2024 |
| Property Address | 1090 STATE ROUTE 197, ARGYLE, NY 12809 |
| Document Number | 0000000298 |
| Instrument Date | May 16, 2024 |
| Instrument | 2024-2298 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4008 STATE ROUTE 40, ARGYLE, NY 12809-3483 |
| Document Number | 0000000299 |
|---|---|
| Date | Jun 11, 2024 |
| Instrument | 2024-2299 |
| Name | RANDY J CUTHBERT |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Washington County and Argyle Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | Argyle Town |
| Unified School District | Argyle Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,357.00 (-42.38%) | $55,500 (-) Land $33,400 Building $22,100 | $76,027 (+17.81%) Land $45,753 Building $30,274 |
| 2023 | $55,500 (-) Land $33,400 Building $22,100 | $64,535 (+16.28%) Land $38,837 Building $25,698 | |
| 2022 | $55,500 Land $33,400 Building $22,100 | $55,500 Land $33,400 Building $22,100 | |
| 2021 | $2,355.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2014–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 299 / 66 |
May also be available: Verizon.
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