1085 State Rte 197, Argyle, NY 12809 Property Records

Washington County and Argyle Town property record for 1085 State Rte 197, Argyle, NY 12809

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Company Names on File
Last Sale	$1,528,413 (Jan 2021)
Tax Bill	$14,251 (2025)
Deeds & Mortgages	Jan 2021 Sale Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`532089 173.-1-41.1`

Property Details

APN / Parcel Number

Primary APN	`532089 173.-1-41.1`

Exterior

Lot Area	81,893 sqft (1.88 acres)

Location & Zoning

Street Address	1085 STATE ROUTE 197
City	ARGYLE
State	NY
Zip	12809-2815
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	NONE
Legal Block	1
Legal Lot Number	41.001
Jurisdiction	WASHINGTON NY
Township / Civil Division	ARGYLE
Census Block Group	2
Census Block	2010
Census Tract	87000

Owner

Source: Washington County and Argyle Town records · APN 532089 173.-1-41.1

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	11995 EL CAMINO REAL, SAN DIEGO, CA 92130-2539
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Jul 14, 2020	Deed of Trust, Mortgage · Line of Credit SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 26, 2021 · Amount on Record
Deed Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	2021469
Record Updated	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	Jan 26, 2021
Property Address	1085 STATE ROUTE 197, ARGYLE, NY 12809-2815
Document Number	0000000469
Instrument Date	Dec 30, 2020
Instrument	469
Transaction Type	Transfer
Record Updated	Mar 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$6,114.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11995 EL CAMINO REAL SAN DIEGO CA 921302539, SAN DIEGO, CA 92130-2539

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	1085 STATE ROUTE 197, ARGYLE, NY 12809-2815
Document Number	0000003356
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1100 E MOREHEAD ST CHARLOTTE NC 282042815, CHARLOTTE, NC 28204-2815
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003356
Date	Jul 29, 2020
Instrument	3356

Lender

Name	SOUTH ST BK
Type	Bank
Address	6525 MORRISON BLVD # 500, CHARLOTTE, NC 28211-3577

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County and Argyle Town records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Argyle Town
Unified School District	Argyle Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,251.00 (-7.42%)	$582,900 (-) Land $24,900 Building $558,000	$798,493 (+17.81%) Land $34,110 Building $764,383
2023		$582,900 (-) Land $24,900 Building $558,000	$677,791 (+16.28%) Land $28,954 Building $648,837
2022		$582,900 Land $24,900 Building $558,000	$582,900 Land $24,900 Building $558,000
2021	$15,393.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2018 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	299 / 66

May also be available: Verizon.

Based on FCC filings for 79 locations within half a mile of this property.

Nearby Properties on State Rte 197

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