Washington County and Argyle Town property record for 1089 State Rte 197, Argyle, NY 12809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,877 sqft · built 1830 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,837 (Dec 2004) |
| Tax Bill | $6,584 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 532089 173.-1-40 |
| Primary APN | 532089 173.-1-40 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,877 sqft Living Area |
| 1st Floor Area | 1,506 sqft |
| 2nd Floor Area | 966 sqft |
| Upper Floors Area | 405 sqft |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 47,916 sqft (1.1 acres) |
| Porch | Slab |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 815J100602 |
|---|---|
| Street Address | 1089 STATE ROUTE 197 |
| City | ARGYLE |
| State | NY |
| Zip | 12809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NONE |
| Legal Description | HOUSE & BARN 765/196 |
| Legal Block | 1 |
| Legal Lot Number | 40.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | ARGYLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 87000 |
Source: Washington County and Argyle Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 130 MAIN ST, ARGYLE, NY 12809-2800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2004 · Amount on Record |
| Deed Sale | Dec 28, 2004 · Amount on Record |
| Deed Book / Page | 1854 / 163 |
| Last Transfer Date | May 21, 2008 |
| Transfer Doc | 0025590276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Property Address | 1089 STATE ROUTE 197, ARGYLE, NY 12809 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000467 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021-6467 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
Source: Washington County and Argyle Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | Argyle Town |
| Unified School District | Argyle Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,584.00 (+22.2%) Homeowner's exemption | ||
| 2025 | $5,388.00 (+5.44%) Homeowner's exemption | $220,400 (-) Land $21,000 Building $199,400 | $301,918 (+13.7%) Land $28,767 Building $273,151 |
| 2024 | $220,400 (-) Land $21,000 Building $199,400 | $265,542 (+3.61%) Land $25,301 Building $240,241 | |
| 2023 | $220,400 (-) Land $21,000 Building $199,400 | $256,279 (+16.28%) Land $24,419 Building $231,860 | |
| 2022 | $220,400 Land $21,000 Building $199,400 | $220,400 Land $21,000 Building $199,400 | |
| 2021 | $5,110.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2014–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 299 / 66 |
May also be available: Verizon.
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