1090 Smith Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1090 Smith Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,098 sqft · built 2005
Lot Size	0.214 acres (9,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Jun 2017)
Tax Bill	$8,803 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-1740-048-0000`

Property Details

APN / Parcel Number

Primary APN	`071-1740-048-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,098 sqft Living Area
1st Floor Area	1,503 sqft
2nd Floor Area	1,595 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,300 sqft (0.214 acres)
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1090 SMITH WAY
City	FOLSOM
State	CA
Zip	95630-7338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-R-1/R-2
Legal Description	PARKWAY G2, LOT 80
Legal Subdivision	PARKWAY G2
Legal Lot Number	80
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3009
Census Tract	8509

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1090 SMITH WAY, FOLSOM, CA 95630-7338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Jun 27, 2017	Grant Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Prior Sale	Feb 25, 2005 · Amount on Record
Deed Book / Page	20170627 / 845
Prior Transfer Date	May 4, 2016
Prior Transfer Doc	0000001536
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1090 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	2011021391
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1090 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number	2011021391
Date	Nov 2, 2020
Instrument	2011021391

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1090 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	2004071223
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1090 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number	2004071223
Date	Apr 7, 2020
Instrument	2004071223

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 27, 2017
Property Address	1090 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	1706270845
Instrument Date	Jun 26, 2017
Instrument	1706270845
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1090 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number	1706270846
Date	Jun 27, 2017
Instrument	1706270846

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$728,028 (+2%) Land $201,241 Building $526,787
2025	$8,803.00 (+1.9%) Homeowner's exemption	$713,754 (+4.04%) Land $197,296 Building $516,458
2024	$8,639.00 (+1.54%)
2023	$8,508.00 (+1.36%) Homeowner's exemption	$686,040 Land $189,636 Building $496,404
2022	$8,394.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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