1089 Smith Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1089 Smith Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,507 sqft · built 2004
Lot Size	0.175 acres (7,633 sqft)
Owner	Company Name on Record
Last Sale	$510,000 (Mar 2017)
Tax Bill	$7,550 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071-1740-002-0000`

Property Details

APN / Parcel Number

Primary APN	`071-1740-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,507 sqft Living Area
1st Floor Area	2,278 sqft
2nd Floor Area	229 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,633 sqft (0.175 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1089 SMITH WAY
City	FOLSOM
State	CA
Zip	95630-7338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-R-1/R-2
Legal Description	PARKWAY G2, LOT 34
Legal Subdivision	PARKWAY G2
Legal Lot Number	34
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3008
Census Tract	8509

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1089 SMITH WAY, FOLSOM, CA 95630-7338
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Quit Claim Deed, Transfer FLAGSTAR BK
Jan 21, 2021	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Feb 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 8, 2018	Deed of Trust, Mortgage · Line of Credit SAFEAMERICA FCU
Mar 2, 2017	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2017 · Amount on Record
Deed Sale	Mar 2, 2017 · Amount on Record
Prior Sale	Apr 8, 2005 · Amount on Record
Deed Book / Page	20170302 / 852
Last Transfer Date	Jan 15, 2021
Transfer Doc	1210000001550
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 21, 2021
Property Address	1089 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	2101211548
Instrument Date	Jan 15, 2021
Instrument	2101211548
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number	2101211549
Date	Jan 21, 2021
Instrument	2101211549

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 21, 2021
Property Address	1089 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	2101211550
Instrument Date	Jan 15, 2021
Instrument	2101211550
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1089 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 14, 2020
Property Address	1089 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	2002141567
Instrument Date	Jan 25, 2020
Instrument	2002141567
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1089 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1089 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	1805240032
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number	1805240032
Date	May 24, 2018
Instrument	1805240032

Lender

Name	SAFEAMERICA FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	18%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 2, 2017
Property Address	1089 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	3020000000852
Book / Page	20170302 / 0852
Map Reference	MB 300 PG 7
Instrument Date	Mar 1, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 SMITH WAY, FOLSOM, CA 95630-7338

Mortgage

Document Number	201703020853
Date	Mar 2, 2017
Instrument	20170302/0853

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,730 (+2%) Land $171,647 Building $432,083
2025	$7,550.00 (+1.83%)	$591,893 (+4.04%) Land $168,282 Building $423,611
2024	$7,414.00 (+1.48%)
2023	$7,306.00 (+1.32%)	$568,911 Land $161,749 Building $407,162
2022	$7,211.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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