1078 Smith Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1078 Smith Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,507 sqft · built 2003
Lot Size	0.169 acres (7,367 sqft)
Owner	Company Name on File
Last Sale	$84,545 (Jan 2022)
Tax Bill	$9,122 (2025)
Deeds & Mortgages	Jan 2022 Transfer Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071-1740-046-0000`

Property Details

APN / Parcel Number

Primary APN	`071-1740-046-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,507 sqft Living Area
1st Floor Area	2,278 sqft
2nd Floor Area	229 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,367 sqft (0.169 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1078 SMITH WAY
City	FOLSOM
State	CA
Zip	95630-7338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-R-1/R-2
Legal Description	PARKWAY G2, LOT 78
Legal Subdivision	PARKWAY G2
Legal Lot Number	78
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3009
Census Tract	8509

Owner

1078 Smith Way is owned by a company that bought it in January 2022.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1078 SMITH WAY, FOLSOM, CA 95630-7338
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Intrafamily Transfer, Transfer
Sep 22, 2020	Grant Deed, Transfer · Conventional Mortgage PATELCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Prior Sale	Sep 22, 2020 · Amount on File
Deed Book / Page	20220107 / 990
Prior Transfer Date	Nov 14, 2014
Prior Transfer Doc	0000000085
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 7, 2022
Property Address	1078 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	0000000990
Map Reference	MB 300 PG 7
Instrument Date	Jan 7, 2022
Instrument	2022010700990
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 SMITH WAY, FOLSOM, CA 95630-7338

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 22, 2020
Property Address	1078 SMITH WAY, FOLSOM, CA 95630-7338
Document Number	2009221640
Instrument Date	Sep 14, 2020
Instrument	2009221640
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 SMITH WAY FOLSOM CA 956307338, FOLSOM, CA 95630-7338

Mortgage

Document Number	2009221641
Date	Sep 22, 2020
Instrument	2009221641

Lender

Name	PATELCO FCU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1078 Smith Way was $9,122, up 1.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$750,660 (+2%) Land $215,294 Building $535,366
2025	$9,122.00 (+1.89%)	$735,942 Land $211,073 Building $524,869
2024	$8,953.00 (+1.54%)
2023	$8,817.00 (+2.25%)	$707,367 Land $202,878 Building $504,489
2022	$8,623.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1078 Smith Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1078 Smith Way is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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