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1051 Commerce Rd SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 1051 Commerce Rd SE, Palm Bay, FL 32909

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 912 sqft · built 1984
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$149,900 (May 2020)
Tax Bill$1,766 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN29-37-07-GN-519-6

Property Details

APN / Parcel Number

Primary APN29-37-07-GN-519-6
Alternative APNs
  • 29-37-07-GN-00519.0-0006.00
  • 2927509

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area912 sqft Living Area
Gross Area1,392 sqft
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area480 sqft
PorchEnclosed Porch
Porch Area396 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2927509
Street Address1051 COMMERCE RD SE
CityPALM BAY
StateFL
Zip32909-4762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR UNIT 12 LOT 6 BLK 519
Legal Range37E
Legal Township29S
Legal Section07
Legal SubdivisionPORT MALABAR UNIT 12
Legal Block519
Legal Lot Number6
Legal Unit12
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group1
Census Block1024
Census Tract71341

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1051 COMMERCE RD SE, PALM BAY, FL 32909-4762
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2020 · Amount on Record
Deed SaleMay 28, 2020 · Amount on Record
Prior SaleOct 26, 2015 · Amount on Record
Deed Document Number2020113326
Deed Book / Page8751 / 1999
Prior Transfer DateAug 17, 2004
Prior Transfer Doc0055267752
Record UpdatedSep 20, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 28, 2020
Property Address1051 COMMERCE RD SE, PALM BAY, FL 32909-4762
Document Number0087511999
Book / Page8751 / 1999
Map ReferenceMB 15 PG 43
Instrument DateMay 22, 2020
Instrument2020113326
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyPRESTIGE TTL OF BREVARD LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,049.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3383 CHICA CIR, 3383, WEST MELBOURNE, FL 32904-6833

Transferred To (Grantee/Buyer)

NameVerified Name
Address1051 COMMERCE RD SE, PALM BAY, FL 32909-4762

Mortgage

Document Number87512000
DateMay 28, 2020
Instrument8751/2000
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$142,830 (+2.7%)$175,740 (+2.34%)
2025$1,766.00 (+3.03%) Homeowner's exemption Veteran's exemption$139,080 (+5.97%)$171,730 (-0.38%)
2024$1,714.00 (-2.22%)
2023$1,753.00 (+5.03%) Homeowner's exemption$131,240 (+3%)$172,380 (+9.26%) Land $36,000 Building $136,380
2022$1,669.00 Homeowner's exemption$127,420$157,770 Land $24,500 Building $133,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber		10,000 / 10,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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