Middlesex County and Framingham City property record for 109 Winch St, Framingham, MA 01701
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 5,097 sqft · built 2013 |
| Lot Size | 1.88 acres (81,893 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,650,000 (Sep 2022) |
| Tax Bill | $22,330 (2026) |
| Deeds & Mortgages | May 2025 Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-73-3047 |
| Primary APN | 45-73-3047 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,097 sqft Living Area |
| Gross Area | 11,680 sqft |
| 1st Floor Area | 2,495 sqft |
| Basement Area | 2,495 sqft |
| Unfinished Basement | 2,495 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 81,893 sqft (1.88 acres) |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 11546 |
|---|---|
| Street Address | 109 WINCH ST |
| City | FRAMINGHAM |
| State | MA |
| Zip | 01701-3737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 73 |
| Legal Lot Number | 3047 |
| Jurisdiction | FRAMINGHAM MA |
| Township / Civil Division | FRAMINGHAM |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 383902 |
Source: Middlesex County and Framingham City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 109 WINCH ST, FRAMINGHAM, MA 01701-3737 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 20, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) JEANNE D ARC CU |
| Sep 2, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2022 · Amount on Record |
| Deed Sale | Sep 2, 2022 · Amount on Record |
| Prior Sale | Aug 5, 2013 · Amount on Record |
| Deed Book / Page | 80670 / 73 |
| Last Transfer Date | May 5, 2025 |
| Transfer Doc | 084159-201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Property Address | 109 WINCH ST, FRAMINGHAM, MA 01701-3737 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 084111-134 |
|---|---|
| Date | May 20, 2025 |
| Book Page | 84111/134 |
| Instrument | 54614 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRAMINGHAM MA |
| Recording Date | Sep 2, 2022 |
| Property Address | 109 WINCH ST, FRAMINGHAM, MA 01701-3737 |
| Document Number | 0080670-73 |
| Book / Page | 80670 / 73 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 135390 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 109 WINCH ST, FRAMINGHAM, MA 01701-3737 |
| Document Number | 0000135391 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 135391 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Framingham City |
| Unified School District | Framingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,330.00 (+3.67%) | $1,887,600 (+4.64%) Land $386,500 Building $1,413,900 | $1,618,878 (-8.76%) |
| 2025 | $21,539.00 (+7.11%) | $1,803,900 (+11.77%) Land $368,000 Building $1,435,900 | $1,774,315 (+5.97%) |
| 2024 | $20,110.00 (+8.66%) | $1,614,000 (+14.16%) Land $326,800 Building $1,287,200 | $1,674,375 |
| 2023 | $18,507.00 | $1,413,800 Land $302,900 Building $1,110,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 15 (1978–2023) |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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