Blue Earth County property record for 109 Willow Ln, Saint Clair, MN 56080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,648 sqft · built 1977 |
| Lot Size | 0.298 acres (12,981 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (May 2020) |
| Tax Bill | $4,150 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit May 2020 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R17.15.17.204.007 |
| Primary APN | R17.15.17.204.007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 800 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | A-Frame |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 12,981 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | Deck Area |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 WILLOW LN |
|---|---|
| City | SAINT CLAIR |
| State | MN |
| Zip | 56080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NYQUIST SUB DIV #2 002 001 00 |
| Legal Range | 25 |
| Legal Township | 107 |
| Legal Section | 17 |
| Legal Subdivision | NYQUIST SUBDIVISION NO 2 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | BLUE EARTH MN |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 171300 |
Source: Blue Earth County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 WILLOW LN, SAINT CLAIR, MN 56080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit PROFINIUM INC |
| May 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Jul 13, 2018 | Warranty Deed, Transfer · FHA Mortgage BREMER BANK NA |
| Jul 13, 2018 | Warranty Deed, Transfer RIVER VALLEY TITLE |
| Jul 13, 2018 | Warranty Deed, Transfer RIVER VALLEY TITLE |
| Jan 5, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2020 · Amount on Record |
| Deed Sale | May 1, 2020 · Amount on Record |
| Prior Sale | Jul 13, 2018 · Amount on Record |
| Deed Document Number | 2020579CR518 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 109 WILLOW LN, SAINT CLAIR, MN 56080 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00623CR588 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 623CR588 |
| Name | PROFINIUM INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 25, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Recording Date | May 1, 2020 |
| Property Address | 109 WILLOW LN, SAINT CLAIR, MN 56080 |
| Document Number | 00579CR518 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 579CR518 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 WILLOW LN, SAINT CLAIR, MN 56080 |
| Document Number | 00579CR519 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 579CR519 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Recording Date | Jul 13, 2018 |
| Property Address | 109 WILLOW LN, SAINT CLAIR, MN 56080 |
| Document Number | 00565CR767 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 565CR767 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | RIVER VALLEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $225.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 WILLOW LN, SAINT CLAIR, MN 56080 |
| Document Number | 00565CR769 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 565CR769 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Recording Date | Jul 13, 2018 |
| Property Address | 109 WILLOW LN, SAINT CLAIR, MN 56080 |
| Document Number | 00565CR766 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 565CR766 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | RIVER VALLEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $225.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 WILLOW LN, SAINT CLAIR, MN 56080 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Recording Date | Jul 13, 2018 |
| Property Address | 109 WILLOW LN, SAINT CLAIR, MN 56080 |
| Document Number | 00565CR768 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 565CR768 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | RIVER VALLEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $225.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 WILLOW LN, SAINT CLAIR, MN 56080 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Recording Date | Jan 5, 2018 |
| Property Address | 109 WILLOW LN, SAINT CLAIR, MN 56080 |
| Document Number | 00561CR842 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 561CR842 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 WILLOW LN, SAINT CLAIR, MN 56080 |
| Investor | Possibly a Property Investor |
Source: Blue Earth County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Blue Earth County |
| Municipality | St. Clair City |
| Unified School District | St. Clair Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,150.00 (+11.68%) | $303,400 (+12.66%) Land $24,000 Building $279,400 | $303,400 (+12.66%) Land $24,000 Building $279,400 |
| 2025 | $269,300 (+5.73%) Land $24,000 Building $245,300 | $269,300 (+5.73%) Land $24,000 Building $245,300 | |
| 2024 | $3,716.00 (-1.54%) Homeowner's exemption | $254,700 (-0.2%) Land $24,000 Building $230,700 | $254,700 (-0.2%) Land $24,000 Building $230,700 |
| 2023 | $3,774.00 Homeowner's exemption | $255,200 Land $24,000 Building $231,200 | $255,200 Land $24,000 Building $231,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1984–2016) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Clair serves 846 people · EPA ID MN1070017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| GigFire Fixed Wireless | 150 / 130 |
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