Baltimore County property record for 109 Willow Ave, Towson, MD 21286
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,350 sqft · built 1941 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Mar 2019) |
| Tax Bill | $3,906 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2019 Sale & Mortgage |
| APN | 09-0902006780 |
| Primary APN | 09-0902006780 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 804 sqft |
| Basement Area | 546 sqft |
| Finished Basement | 546 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 6,250 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0902006780 |
|---|---|
| Street Address | 109 WILLOW AVE |
| City | TOWSON |
| State | MD |
| Zip | 21286-5229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 36,37 TOWSON MANOR |
| Legal Subdivision | TOWSON MANOR |
| Legal Block | 3 |
| Legal Lot Number | 36 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 490900 |
Source: Baltimore County records, as of July 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 WILLOW AVE, TOWSON, MD 21286-5229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 29, 2019 | Grant Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2019 · Amount on Record |
| Deed Sale | Mar 29, 2019 · Amount on Record |
| Prior Sale | Sep 24, 2007 · Amount on Record |
| Deed Book / Page | 41269 / 46 |
| Prior Transfer Date | May 13, 2013 |
| Prior Transfer Doc | 0338450011 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 109 WILLOW AVE, TOWSON, MD 21286-5229 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0446490357 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 44649/357 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jun 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Mar 29, 2019 |
| Property Address | 109 WILLOW AVE, TOWSON, MD 21286-5229 |
| Document Number | 0412690046 |
| Book / Page | 041269 / 000046 |
| Instrument Date | Mar 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 109 WILLOW AVE TOWSON MD 212865229, TOWSON, MD 21286-5229 |
| Document Number | 412690053 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 041269/000053 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $317,500 (+12.5%) Land $91,200 Building $226,300 | $317,500 (-) Land $91,200 Building $226,300 | |
| 2024 | $3,906.00 (+108.54%) | ||
| 2023 | $1,873.00 Homeowner's exemption | $282,233 | $317,500 Land $91,200 Building $226,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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