Baltimore County property record for 47 Willow Ave, Towson, MD 21286
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,905 sqft · built 1940 |
| Lot Size | 0.174 acres (7,590 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $555,000 (Sep 2026) |
| Tax Bill | $3,689 (2024) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2022 Sale & Mortgage |
| APN | 09-0902854640 |
| Primary APN | 09-0902854640 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,905 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 560 sqft |
| Finished Basement | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,590 sqft (0.174 acres) |
| Lot Dimensions | 110 ft deep x 69 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 63 sqft |
| Deck Area | 250 sqft |
| Shed | 1 Shed |
| Shed Area | 175 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0902854640 |
|---|---|
| Street Address | 47 WILLOW AVE |
| City | TOWSON |
| State | MD |
| Zip | 21286-5227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 PT 4 W P WHEELER PLAT |
| Legal Subdivision | W P WHEELER PLAT |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 490900 |
Source: Baltimore County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 47 WILLOW AVE, TOWSON, MD 21286-5227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Jun 28, 2022 | Deed, Transfer · Conventional Mortgage NFM INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2026 · Amount on Record |
| Deed Sale | Sep 8, 2026 · Amount on Record |
| Prior Sale | Jun 28, 2022 · Amount on Record |
| Deed Book / Page | 51714 / 225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Sep 8, 2026 |
| Property Address | 47 WILLOW AVE, TOWSON, MD 21286-5227 |
| Document Number | 5171000225 |
| Book / Page | 51714 / 225 |
| Instrument Date | Aug 31, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560,550.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 47 WILLOW AVE, TOWSON, MD 21286-5227 |
| Document Number | 5171000233, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 51714/233 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jun 28, 2022 |
| Property Address | 47 WILLOW AVE, TOWSON, MD 21286-5227 |
| Document Number | 0471000319 |
| Book / Page | 47100 / 319 |
| Map Reference | MB CWB JR 12 FO 2 |
| Instrument Date | Jun 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Title Company | BROADVIEW TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 47 WILLOW AVE, TOWSON, MD 21286-5227 |
| Document Number | 0047100325 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 47100-325 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $365,600 (+37.48%) Land $95,500 Building $270,100 | $365,600 (-) Land $95,500 Building $270,100 | |
| 2024 | $3,689.00 (+118.54%) | ||
| 2023 | $1,688.00 | $265,933 | $365,600 Land $95,500 Building $270,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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