Baltimore County property record for 104 Willow Ave, Towson, MD 21286
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,957 sqft · built 1928 |
| Lot Size | 0.106 acres (4,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Jan 2026) |
| Tax Bill | $4,113 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Aug 2018 Sale & Mortgage |
| APN | 09-0909920040 |
| Primary APN | 09-0909920040 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,957 sqft Living Area |
| 1st Floor Area | 899 sqft |
| Basement Area | 674 sqft |
| Finished Basement | 674 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,625 sqft (0.106 acres) |
| Lot Dimensions | 125 ft deep x 37.5 ft wide |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0909920040 |
|---|---|
| Street Address | 104 WILLOW AVE |
| City | TOWSON |
| State | MD |
| Zip | 21286-5228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 50, PT LT 49 TOWSON MANOR |
| Legal Subdivision | TOWSON MANOR |
| Legal Block | 3 |
| Legal Lot Number | 50 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 490900 |
104 Willow Ave is owned and occupied by an individual who bought it in January 2026.
Source: Baltimore County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 104 WILLOW AVE, TOWSON, MD 21286-5228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Aug 22, 2018 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on File |
| Deed Sale | Jan 14, 2026 · Amount on File |
| Prior Sale | Aug 22, 2018 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 50913 / 493 |
| Prior Transfer Date | Jun 29, 2018 |
| Prior Transfer Doc | 0405950235 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jan 14, 2026 |
| Property Address | 104 WILLOW AVE, TOWSON, MD 21286-5228 |
| Document Number | 0509130493 |
| Book / Page | 50913 / 493 |
| Map Reference | MB WPC 5 FO 79 |
| Instrument Date | Jan 8, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 104 WILLOW AVE, TOWSON, MD 21286-5228 |
| Document Number | 0050913502 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 50913/502 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Aug 22, 2018 |
| Property Address | 104 WILLOW AVE, TOWSON, MD 21286-5228 |
| Document Number | 0405950235 |
| Book / Page | 040595 / 000235 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | UNIVERSAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8702 BALTIMORE NATIONAL PIKE MIDDLETOWN MD 217699401, MIDDLETOWN, MD 21769-9401 |
| Document Number | 405950241 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 040595/000241 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
The 2025 property tax bill for 104 Willow Ave was $4,113, up 2.2% from the year before.
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,113.00 (+2.16%) | $263,700 Land $84,500 Building $179,200 | $263,700 Land $84,500 Building $179,200 |
| 2024 | $4,026.00 (-1.78%) | ||
| 2023 | $4,099.00 | $255,433 | $263,700 Land $84,500 Building $179,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 104 Willow Ave; there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 104 Willow Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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