Isle Of Wight County property record for 109 Water Pointe Ln, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,194 sqft · built 1989 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Jan 2013) |
| Tax Bill | $4,368 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23F-10-008 |
| Primary APN | 23F-10-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,194 sqft Living Area |
| Gross Area | 3,458 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.489 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 4501425000 |
|---|---|
| Old Parcel Number | 23F-10-008 |
| Street Address | 109 WATER POINTE LN |
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-2301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | L 8 WATER POINTE PLAT BK 14/ PG 28 & 29 |
| Legal Subdivision | WATER POINTE/WATCH HBR/GATLING |
| Legal Lot Number | 8 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 280104 |
Source: Isle Of Wight County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 WATER POINTE LN, SMITHFIELD, VA 23430-2301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2013 · Amount on Record |
| Deed Sale | Jan 30, 2013 · Amount on Record |
| Record Updated | Jun 8, 2026 |
Source: Isle Of Wight County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,368.00 | $563,700 (-) Land $94,000 Building $469,700 | $563,700 (-) Land $94,000 Building $469,700 |
| 2023 | $563,700 Land $94,000 Building $469,700 | $563,700 Land $94,000 Building $469,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 7 (1999–2009) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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