Isle Of Wight County property record for 108 Water Pointe Ln, Smithfield, VA 23430 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,325 sqft · built 2005 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $935,000 (Apr 2024) |
| Tax Bill | $7,217 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23F-10-012 |
| Primary APN | 23F-10-012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,325 sqft Living Area |
| 1st Floor Area | 6,677 sqft |
| Attic | Attic |
| Attic Area | 690 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 108 WATER POINTE LN |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-2300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 12 WATER POINTE PLAT BK14/28 |
| Legal Subdivision | WATER POINTE NEIGHBORHOOD |
| Legal Lot Number | 12 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 280104 |
Source: Isle Of Wight County records · APN 23F-10-012
Assessment roll updated October 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 WATER POINTE LN, SMITHFIELD, VA 23430-2300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on Record |
| Deed Sale | Apr 26, 2024 · Amount on Record |
| Prior Sale | Feb 02, 2005 · Amount on Record |
| Deed Document Number | 20241408 |
| Last Transfer Date | Jun 05, 2024 |
| Transfer Doc | 0000002131 |
| Record Updated | Sep 20, 2026 |
Source: Isle Of Wight County records · Assessment roll updated October 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,217.00 | $931,300 (-) Land $199,400 Building $731,900 | $931,300 (-) Land $199,400 Building $731,900 |
| 2023 | $931,300 Land $199,400 Building $731,900 | $931,300 Land $199,400 Building $731,900 |
Source: FEMA National Flood Hazard Layer, Isle Of Wight County (51093C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510932801043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 27 individual NFIP policies nearby |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 7 (1999–2009) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Nov 2009, river or lake flooding, Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east |
| Claims By Storm |
|
| Wildfire Risk | Low above 6% of the US · above 4% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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