107 Water Pointe Ln, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 107 Water Pointe Ln, Smithfield, VA 23430 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,845 sqft · built 1994
Lot Size	0.439 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$312,000 (Aug 2009)
Tax Bill	$4,044 (2025)
Flood Zone	Zone X (minimal risk)
APN	`23F-10-007`

Property Details

APN / Parcel Number

Primary APN	`23F-10-007`
Alternative APNs	`4502771922` `6728`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,845 sqft Living Area
Gross Area	2,961 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,166 sqft (0.439 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	4502771922
Old Parcel Number	23F-10-007
Street Address	107 WATER POINTE LN
City	SMITHFIELD
State	VA
Zip	23430-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 7 WATER POINTE PLAT BK14/143
Legal Subdivision	WATER POINTE/GATLING POINTE
Legal Lot Number	7
Jurisdiction	ISLE OF WIGHT VA
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3002
Census Tract	280104

Owner

Source: Isle Of Wight County records · APN 23F-10-007

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	107 WATER POINTE LN, SMITHFIELD, VA 23430-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2009 · Amount on Record
Deed Sale	Aug 18, 2009 · Amount on Record
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Isle Of Wight County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Isle Of Wight County
Unified School District	Isle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,044.00	$521,900 (-) Land $85,000 Building $436,900	$521,900 (-) Land $85,000 Building $436,900
2023		$521,900 Land $85,000 Building $436,900	$521,900 Land $85,000 Building $436,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Isle Of Wight County (51093C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510932801043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 27 individual NFIP policies nearby
Nearby Flood Policies	27 in force 26 of 27 on primary residences
Nearby Flood Claims	7 (1999–2009)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Nov 2009, river or lake flooding, Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east
Flood Events	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east (Nov 2009), 2 claims Hurricane Isabel (Sep 2003), 4 claims

Wildfire

Wildfire Risk	Low above 6% of the US · above 4% of Virginia
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.