Schenectady County and Glenville Town property record for 109 Vley Rd, Scotia, NY 12302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 1930 |
| Lot Size | 0.105 acres (4,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $244,000 (Jul 2025) |
| Tax Bill | $5,897 (2026) |
| Deeds & Mortgages | Apr 2019 Mortgage Apr 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422201 38.28-2-29 |
| Primary APN | 422201 38.28-2-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| 1st Floor Area | 1,043 sqft |
| Upper Floors Area | 521 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,600 sqft (0.105 acres) |
| Lot Dimensions | 115 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | C14812 |
|---|---|
| Street Address | 109 VLEY RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12302-2031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | PARSONAGE |
| Legal Block | 2 |
| Legal Lot Number | 29.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 32200 |
Source: Schenectady County and Glenville Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1165 KINGS RD, SCHENECTADY, NY 12303-2809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Apr 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Mar 21, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on Record |
| Deed Sale | Jul 25, 2025 · Amount on Record |
| Prior Sale | Nov 17, 1997 · Amount on Record |
| Deed Document Number | 202517923 |
| Deed Book / Page | 2153 / 898 |
| Prior Transfer Date | Aug 19, 2017 |
| Prior Transfer Doc | 0000041003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 109 VLEY RD, SCOTIA, NY 12302-2031 |
| Document Number | 0000016344 |
| Instrument Date | Apr 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 109 VLEY RD SCOTIA NY 123022031, SCOTIA, NY 12302-2031 |
| Document Number | 0000016344 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 004905/000480 |
| Instrument | 16344 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 972 Months |
| Due | Apr 15, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.64% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 109 VLEY RD, SCOTIA, NY 12302-2031 |
| Document Number | 0000016345 |
| Instrument Date | Apr 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 109 VLEY RD SCOTIA NY 123022031, SCOTIA, NY 12302-2031 |
| Document Number | 0000016345 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 004905/000497 |
| Instrument | 16345 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 972 Months |
| Due | Apr 15, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.64% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 21, 2019 |
| Property Address | 109 VLEY RD, SCOTIA, NY 12302-2031 |
| Document Number | 0000012395 |
| Book / Page | 002007 / 000739 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 12395 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 VLEY RD SCOTIA NY 123022031, SCOTIA, NY 12302-2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 11, 2017 |
| Property Address | 109 VLEY RD, SCOTIA, NY 12302-2031 |
| Document Number | 0000041003 |
| Book / Page | 001970 / 000958 |
| Instrument Date | Aug 19, 2017 |
| Instrument | 41003 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 304 HANOVER ST #2R BOSTON MA 021131805, 2R, BOSTON, MA 02113-1805 |
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Municipality | Scotia Village |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,897.00 (+12.39%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $5,247.00 | $112,800 (-) Land $16,000 Building $96,800 | $205,091 (+23.64%) Land $29,091 Building $176,000 |
| 2023 | $112,800 Land $16,000 Building $96,800 | $165,882 Land $23,529 Building $142,353 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jan 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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