103 Vley Rd, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 103 Vley Rd, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,574 sqft · built 1901
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$127,000 (Jul 2015)
Tax Bill$6,744 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422201 38.28-2-32

Property Details

APN / Parcel Number

Primary APN422201 38.28-2-32
Alternative APN
  • 220103802800020320000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,574 sqft Living Area
1st Floor Area787 sqft
2nd Floor Area787 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area302 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address103 VLEY RD
CitySCHENECTADY
StateNY
Zip12302-2031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionJAMES COLLINS L24 HLG
Legal Block2
Legal Lot Number32.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group1
Census Block1026
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 VLEY RD, SCHENECTADY, NY 12302-2031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2015 · Amount on Record
Deed SaleJul 2, 2015 · Amount on Record
Prior SaleNov 9, 2005 · Amount on Record
Deed Document Number201529941
Deed Book / Page1917 / 706
Record UpdatedOct 29, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateSep 14, 2021
Property Address103 VLEY RD, SCHENECTADY, NY 12302-2031
Document Number0000045253
Book / Page2067 / 181
Instrument DateAug 9, 2021
Instrument202145253
Transaction TypeTransfer
Record UpdatedSep 24, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$728.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 VLEY RD, 103, SCHENECTADY, NY 12302-2031

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 WOODLAKE RD APT 2, 2, ALBANY, NY 12203-3980

Mortgage

Document Number0000045254
DateSep 14, 2021
Instrument202145254
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,744.00 (+2.55%)
2025$6,576.00$129,000 (-) Land $16,300 Building $112,700$234,545 (+23.64%) Land $29,636 Building $204,909
2023$129,000 Land $16,300 Building $112,700$189,706 Land $23,971 Building $165,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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