105 Vley Rd, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 105 Vley Rd, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,302 sqft · built 1913
Lot Size0.174 acres (7,605 sqft)
OwnerIndividual Name on Record
Last Sale$136,000 (Mar 2018)
Tax Bill$6,012 (2026)
Deeds & MortgagesJun 2020 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422201 38.28-2-31

Property Details

APN / Parcel Number

Primary APN422201 38.28-2-31
Alternative APNs
  • 220103802800020310000000
  • A12112

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,302 sqft Living Area
1st Floor Area686 sqft
2nd Floor Area616 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleTraditional
Exterior MaterialWood
Lot Area7,605 sqft (0.174 acres)
Lot Dimensions150 ft deep x 50.7 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area314 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA12112
Street Address105 VLEY RD
CitySCHENECTADY
StateNY
Zip12302-2031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionJAMES COLLINS L25 HLG
Legal SubdivisionLOTS OF JAMES COLLINS
Legal Block2
Legal Lot Number31.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group1
Census Block1026
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 VLEY RD, SCHENECTADY, NY 12302-2031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORP
Mar 30, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2018 · Amount on Record
Deed SaleMar 30, 2018 · Amount on Record
Prior SaleNov 23, 2016 · Amount on Record
Deed Document Number201813410
Deed Book / Page1984 / 90
Prior Transfer DateJun 23, 2016
Prior Transfer Doc0000054540
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address105 VLEY RD, SCOTIA, NY 12302-2031
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015711
DateJun 2, 2020
Book Page4992/874
Instrument202015711
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 30, 2018
Property Address105 VLEY RD, SCOTIA, NY 12302-2031
Document Number0000013410
Book / Page1984 / 090
Instrument DateMar 28, 2018
Instrument201813410
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyOLD REPUBLIC NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$544.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1156 GLENWOOD BLVD, 1156, SCHENECTADY, NY 12308-2504

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 EASTWOOD DR, CLIFTON PARK, NY 12065

Mortgage

Document Number0000013411
DateMar 30, 2018
Instrument201813411
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,012.00 (+2.54%)
2025$5,863.00$115,000 (-) Land $16,300 Building $98,700$209,091 (+23.64%) Land $29,636 Building $179,455
2023$115,000 Land $16,300 Building $98,700$169,118 Land $23,971 Building $145,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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