Lafayette County property record for 109 Vail Dr, Oxford, MS 38655 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,410 sqft · built 2016 |
| Lot Size | 0.68 acres (29,670 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,019 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Dec 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146R-24-154.00 |
| Primary APN | 146R-24-154.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 868 sqft |
| 2nd Floor Area | 470 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,670 sqft (0.68 acres) |
| Lot Dimensions | 86 ft deep x 34.5 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 23974 |
|---|---|
| Street Address | 109 VAIL DR |
| City | OXFORD |
| State | MS |
| Zip | 38655-2682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 46 ASPEN RIDGE S/D PREV APN: 087P-24-138 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 24 |
| Legal Subdivision | ASPEN RIDGE SD |
| Legal Lot Number | 46 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950304 |
Source: Lafayette County records · APN 146R-24-154.00
Assessment roll updated April 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9245 POPLAR AVE, 5STE5, GERMANTOWN, TN 38138-7931 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MORTGAGE FUNDING 01 LLC |
| Dec 15, 2021 | Warranty Deed, Transfer |
| Dec 06, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2021 |
| Deed Sale | Dec 15, 2021 |
| Prior Sale | Aug 12, 2016 · Amount on Record |
| Deed Document Number | 202113708 |
| Prior Transfer Date | Nov 23, 2021 |
| Prior Transfer Doc | 0202113342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 109 VAIL DR, OXFORD, MS 38655-2682 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202210692 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | 2022-10692 |
| Name | MORTGAGE FUNDING 01 LLC |
|---|---|
| Address | WEST PALM BEACH, FL 33407 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Dec 15, 2021 |
| Property Address | 109 VAIL DR, OXFORD, MS 38655-2682 |
| Document Number | 0202113708 |
| Map Reference | CAB B SL 86 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 202113708 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 PLAYFAIR DR, LAFAYETTE, LA 70503-6215 |
| Name | Verified Name |
|---|---|
| Address | 9245 POPLAR AVE # 5-152, 5, GERMANTOWN, TN 38138-7907 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Dec 06, 2021 |
| Property Address | 109 VAIL DR, OXFORD, MS 38655-2682 |
| Document Number | 0202113342 |
| Map Reference | CAB B SL 86 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 202113342 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 138 PLAYFAIR DR, LAFAYETTE, LA 70503-6215 |
| Investor | Possibly a Property Investor |
Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,019.00 (+20.69%) | $30,894 (+20.67%) | $205,960 (+20.68%) Land $40,000 Building $165,960 |
| 2023 | $3,330.00 | $25,601 | $170,670 Land $40,000 Building $130,670 |
Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), updated March 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280719503042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Wildfire Risk | Low above 34% of the US · above 18% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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