Lafayette County property record for 105 Vail Dr, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,474 sqft · built 2015 |
| Lot Size | 0.073 acres (3,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $161,600 (Jun 2024) |
| Tax Bill | $4,042 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 146R-24-152.00 |
| Primary APN | 146R-24-152.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,474 sqft Living Area |
| 1st Floor Area | 928 sqft |
| 2nd Floor Area | 464 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,200 sqft (0.073 acres) |
| Lot Dimensions | 80 ft deep x 40 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 23972 |
|---|---|
| Street Address | 105 VAIL DR |
| City | OXFORD |
| State | MS |
| Zip | 38655-2682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 ASPEN RIDGE S/D PREV APN: 087P-24-136 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 24 |
| Legal Subdivision | ASPEN RIDGE SD |
| Legal Lot Number | 44 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950304 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 756 BEALE CT, WALNUT CREEK, CA 94598-1608 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Aug 3, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2024 · Amount on Record |
| Deed Sale | Jun 7, 2024 · Amount on Record |
| Prior Sale | Aug 3, 2021 |
| Deed Document Number | 20244590 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Sep 4, 2026 |
| Property Address | 105 VAIL DR, OXFORD, MS 38655-2682 |
| Document Number | 0000008392 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 20268392 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 756 BEALE CT, WALNUT CREEK, CA 94598-1608 |
| Document Number | 0000008392, |
|---|---|
| Date | Sep 4, 2026 |
| Instrument | 20268392 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Aug 3, 2021 |
| Property Address | 105 VAIL DR, OXFORD, MS 38655-2682 |
| Document Number | 0202108528 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 202108528 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 BELLE POINTE, MADISON, MS 39110-8287 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 41 BEECH ROAD, GLEN ROCK, MT |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,042.00 (+20.66%) | $31,073 (+20.65%) | $207,150 (+20.65%) Land $40,000 Building $167,150 |
| 2023 | $3,350.00 | $25,754 | $171,690 Land $40,000 Building $131,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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