Lafayette County property record for 114 Vail Dr, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,735 sqft · built 2012 |
| Lot Size | 0.161 acres (7,007 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,262 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146R-24-159.00 |
| Primary APN | 146R-24-159.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,735 sqft Living Area |
| 1st Floor Area | 928 sqft |
| 2nd Floor Area | 742 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,007 sqft (0.161 acres) |
| Lot Dimensions | 106 ft deep x 27 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 23979 |
|---|---|
| Street Address | 114 VAIL DR |
| City | OXFORD |
| State | MS |
| Zip | 38655-2681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 51 ASPEN RIDGE S/D PREV APN: 087P-24-143 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 24 |
| Legal Subdivision | ASPEN RIDGE SD |
| Legal Lot Number | 51 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950304 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9245 POPLAR AVE, 5STE5, GERMANTOWN, TN 38138-7931 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MORTGAGE FUNDING 01 LLC |
| Nov 3, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jan 20, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jan 8, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2020 |
| Deed Sale | Jan 8, 2020 |
| Prior Sale | Jul 27, 2012 |
| Deed Document Number | 2020172 |
| Last Transfer Date | Nov 3, 2021 |
| Transfer Doc | 0202112293 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 114 VAIL DR, OXFORD, MS 38655-2681 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202210693 |
|---|---|
| Date | Nov 17, 2022 |
| Instrument | 2022-10693 |
| Name | MORTGAGE FUNDING 01 LLC |
|---|---|
| Address | WEST PALM BEACH, FL 33407 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Nov 3, 2021 |
| Property Address | 114 VAIL DR, OXFORD, MS 38655-2681 |
| Document Number | 0202112293 |
| Map Reference | CAB B SL 86 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 202112293 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9245 POPLAR AVE # AVE5-152, AVE5-152, GERMANTOWN, TN 38138-7931 |
| Name | Verified Name |
|---|---|
| Address | 9245 POPLAR AVE # 5-152, 5, GERMANTOWN, TN 38138-7907 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jan 20, 2021 |
| Property Address | 114 VAIL DR, OXFORD, MS 38655-2681 |
| Document Number | 0202100619 |
| Map Reference | CAB B SL 86 |
| Instrument Date | Jan 18, 2021 |
| Instrument | 202100619 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2631 OAKHURST CV, GERMANTOWN, TN 38139-6850 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Jan 8, 2020 |
| Property Address | 114 VAIL DR, OXFORD, MS 38655-2681 |
| Document Number | 0202000172 |
| Map Reference | CAB B SL 86 |
| Instrument Date | Jan 7, 2020 |
| Instrument | 202000172 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 WESTMORELAND CIR, BATESVILLE, MS 38606-9304 |
| Name | Verified Name |
|---|---|
| Address | 2631 OAKHURST CV, GERMANTOWN, TN 38139-6850 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,262.00 (+22.3%) | $32,762 (+22.3%) | $218,410 (+22.3%) Land $30,000 Building $188,410 |
| 2023 | $3,485.00 | $26,789 | $178,590 Land $30,000 Building $148,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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