109 Upper Stone Ave, Bowling Green, KY 42101 Property Records

Warren County property record for 109 Upper Stone Ave, Bowling Green, KY 42101

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,227 sqft · built 1988
Lot Size1.23 acres (53,579 sqft)
OwnerIndividual Name on Record
Last Sale$176,500 (Mar 2022)
Tax Bill$1,581 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050B-68-040

Property Details

APN / Parcel Number

Primary APN050B-68-040
Alternative APNs
  • M0000873
  • 388403
  • 388402

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,227 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area53,579 sqft (1.23 acres)
DrivewayAsphalt Driveway
PorchSlab
Porch Area20 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address109 UPPER STONE AVE
CityBOWLING GREEN
StateKY
Zip42101-9196
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCOUNTRYSIDE MANOR
Legal Lot Number40
JurisdictionWARREN KY
Township / Civil DivisionBOWLING GREEN
Census Block Group2
Census Block2009
Census Tract11300

Owner

Source: Warren County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 UPPER STONE AVE, BOWLING GREEN, KY 42101-9196
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2022 · Amount on Record
Deed SaleMar 21, 2022 · Amount on Record
Deed Document Number20221944207
Deed Book / Page1253 / 549
Prior Transfer DateAug 24, 2020
Prior Transfer Doc0D1211/874
Record UpdatedJun 8, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionWARREN KY
Recording DateMar 21, 2022
Property Address109 UPPER STONE AVE, BOWLING GREEN, KY 42101-9196
Document Number0D1253/549
Book / PageD1253 / 549
Map ReferenceMB 20 PG 14
Instrument DateMar 18, 2022
Instrument1944207
Transaction TypeTransfer
Record UpdatedMar 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$176.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address109 UPPER STONE AVE, 109, BOWLING GREEN, KY 42101-9196

Transferred To (Grantee/Buyer)

NameVerified Name
Address875 LYNNWOOD WAY APT C4, C4, BOWLING GREEN, KY 42104-3027

Mortgage

Document Number0001944208
DateMar 21, 2022
Instrument1944208
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWarren County
MunicipalityPlum Springs City
Unified School DistrictWarren County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,581.00 (+1.15%)$181,800 (+3%)$181,800 (+3%)
2023$1,563.00$176,500$176,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARREN COUNTY WATER DISTRICT
serves 91,118 people · EPA ID KY1140487
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
North Central Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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