Warren County property record for 120 Upper Stone Ave, Bowling Green, KY 42101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1985 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Apr 2023) |
| Tax Bill | $1,389 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050B-68-058 |
| Primary APN | 050B-68-058 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,344 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 120 UPPER STONE AVE |
|---|---|
| City | BOWLING GREEN |
| State | KY |
| Zip | 42101-9139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | COUNTRYSIDE MANOR |
| Legal Lot Number | 58 |
| Jurisdiction | WARREN KY |
| Township / Civil Division | BOWLING GREEN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11300 |
Source: Warren County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 UPPER STONE AVE, BOWLING GREEN, KY 42101-9139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Apr 10, 2023 | Warranty Deed, Transfer · FHA Mortgage STATEWIDE MORTGAGE LLC |
| Oct 22, 2019 | Deed of Trust, Mortgage · Commercial Mortgage HANCOCK BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on Record |
| Deed Sale | Apr 10, 2023 · Amount on Record |
| Prior Sale | Feb 23, 2023 · Amount on Record |
| Deed Document Number | 20231993601 |
| Deed Book / Page | 1278 / 199 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Jul 8, 2026 |
| Property Address | 120 UPPER STONE AVE, BOWLING GREEN, KY 42101-9139 |
| Document Number | 0002177653 |
| Book / Page | 3662 / 573 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20262177653 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 120 UPPER STONE AVE, BOWLING GREEN, KY 42101-9139 |
| Document Number | 0002177653, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 3662/573 |
| Instrument | 20262177653 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Apr 10, 2023 |
| Property Address | 120 UPPER STONE AVE, BOWLING GREEN, KY 42101-9139 |
| Document Number | 0D1278/199 |
| Book / Page | D1278 / 199 |
| Map Reference | MB 20 PG 14 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 1993601 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Title Company | EASY TITLE COMPANY LLC, LEGACY TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2524 THOMPSON DR, BOWLING GREEN, KY 42104-4375 |
| Name | Verified Name |
|---|---|
| Address | 120 UPPER STONE AVE, BOWLING GREEN, KY 42101-9139 |
| Document Number | 0001993602 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 1993602 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 120 UPPER STONE AVE, BOWLING GREEN, KY 42101-9139 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Name | Verified Name |
|---|
| Document Number | M2921/710 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | M2921/710 |
| Instrument | 1108590 |
| Name | HANCOCK BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BOWLING GREEN, KY 42104 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 15, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Warren County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Warren County |
| Unified School District | Warren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,389.00 (+53.14%) | $159,000 (+59%) | $159,000 (+59%) |
| 2023 | $907.00 | $100,000 | $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| North Central Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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