105 Upper Stone Ave, Bowling Green, KY 42101 Property Records

Warren County property record for 105 Upper Stone Ave, Bowling Green, KY 42101

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,306 sqft · built 1985
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Jul 2021)
Tax Bill$1,482 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050B-68-039

Property Details

APN / Parcel Number

Primary APN050B-68-039
Alternative APNs
  • D9979332
  • 382864

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,306 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1985
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
TerrainRolling
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account NumberD9979332
Street Address105 UPPER STONE AVE
CityBOWLING GREEN
StateKY
Zip42101-9196
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:39 SUBD:COUNTRYSIDE MANOR
Legal SubdivisionCOUNTRYSIDE MANOR
Legal Lot Number39
JurisdictionWARREN KY
Township / Civil DivisionBOWLING GREEN
Census Block Group2
Census Block2003
Census Tract11300

Owner

Source: Warren County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 UPPER STONE AVE, BOWLING GREEN, KY 42101-9196
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC
Nov 13, 2018Deed, Transfer · FHA Mortgage
OPEN MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2021 · Amount on Record
Deed SaleJul 20, 2021 · Amount on Record
Prior SaleNov 13, 2018 · Amount on Record
Deed Document Number1200472
Deed Book / PageD1236 / 312
Record UpdatedJun 8, 2026

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionWARREN KY
Recording DateJul 20, 2021
Property Address105 UPPER STONE AVE, BOWLING GREEN, KY 42101-9196
Document NumberD1236/312
Book / PageD1236 / 312
Map ReferenceMB 20 PG 14
Instrument DateJul 19, 2021
Instrument1200472
Transaction TypeTransfer
Record UpdatedAug 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address840 GOSHEN CHURCH NORTH RD, 840, BOWLING GREEN, KY 42101-9511

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 UPPER STONE AVE, BOWLING GREEN, KY 42101-9196

Mortgage

Document Number1200473
DateJul 20, 2021
Instrument1200473
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionWARREN KY
Recording DateNov 13, 2018
Property Address105 UPPER STONE AVE, BOWLING GREEN, KY 42101-9196
Document Number0D1174/632
Book / PageD1174 / 632
Map ReferenceMB20 PG14
Instrument DateNov 12, 2018
Instrument980395
Transaction TypeTransfer
Record UpdatedDec 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$128.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1257 BALLANTRAE PL, 1257, MUNDELEIN, IL 60060-3285

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address105 UPPER STONE AVE, BOWLING GREEN, KY 42101-9196

Mortgage

Document Number0000980396
DateNov 13, 2018
Instrument980396
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWarren County
Unified School DistrictWarren County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,482.00 (-1.66%)$170,000 (-)$170,000 (-)
2023$1,507.00$170,000$170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARREN COUNTY WATER DISTRICT
serves 91,118 people · EPA ID KY1140487
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
North Central Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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