105 Summit Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 105 Summit Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	3,326 sqft · built 1925
Lot Size	0.333 acres (14,520 sqft)
Owner	2 Individual Names on File
Tax Bill	$38,388 (2025)
Deeds & Mortgages	May 2020 Line of Credit Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-03506-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`13-03506-0000-00034`
Alternative APN	`130350600034`

Interior

Stories	2 Stories
Building Area	3,326 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	14,520 sqft (0.333 acres)
Lot Dimensions	242 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130350600034
Street Address	105 SUMMIT AVE
City	MONTCLAIR
State	NJ
Zip	07043-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	60X242 IRR
Legal Block	3506
Legal Lot Number	34
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4001
Census Tract	16300

Owner

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Line of Credit INVESTORS BK
Aug 16, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Aug 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BK
Jun 13, 2018	Grant Deed, Transfer HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2018
Deed Sale	Jun 12, 2018
Prior Sale	Jun 28, 1995 · Amount on Record
Deed Document Number	201851036
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	105 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Document Number	0000048442
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 SUMMIT AVE MONTCLAIR NJ 070432222, MONTCLAIR, NJ 07043-2222

Mortgage

Document Number	0000048442
Date	May 19, 2020
Instrument	48442

Lender

Name	INVESTORS BK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 18, 2045

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	105 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Document Number	0000080380
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	ABRAXAS ABSTRACT INC, ABRAXAS ABS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 SUMMIT AVE MONTCLAIR NJ 070432222, MONTCLAIR, NJ 07043-2222

Mortgage

Document Number	0000080380
Date	Aug 26, 2019
Instrument	80380

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2034

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	105 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Document Number	0000074729
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 SUMMIT AVE MONTCLAIR NJ 070432222, MONTCLAIR, NJ 07043-2222

Mortgage

Document Number	0000074729
Date	Aug 27, 2018
Instrument	74729

Lender

Name	LAKELAND BK
Type	Bank
Address	OAK RIDGE, NJ 07438

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 26, 2043

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 13, 2018
Property Address	105 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Document Number	0000051036
Instrument Date	Jun 11, 2018
Instrument	51036
Transaction Type	Transfer
Record Updated	Aug 7, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 SUMMIT AVE MONTCLAIR NJ 070432222, MONTCLAIR, NJ 07043-2222

Mortgage

Document Number	51038
Date	Jun 13, 2018
Instrument	51038

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,091,800 (-) Land $398,200 Building $693,600	$1,091,800 (-) Land $398,200 Building $693,600
2025	$38,388.00 (+3.32%)	$1,091,800 (+1.58%) Land $398,200 Building $693,600	$1,091,800 (+1.58%) Land $398,200 Building $693,600
2024	$37,153.00 (+5.13%)
2023		$1,074,800 Land $398,200 Building $676,600	$1,074,800 Land $398,200 Building $676,600
2022	$35,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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