San Diego County property record for 109 River Rock Ct, Santee, CA 92071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,526 sqft · built 1998 |
| Lot Size | 4.89 acres (213,418 sqft) |
| Owner | Company Name on File |
| Last Sale | $181,000 (Nov 1997) |
| Tax Bill | $3,739 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer Aug 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 381-681-19-31 |
| Primary APN | 381-681-19-31 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,526 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 213,418 sqft |
| View / Lot | River |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 109 RIVER ROCK CT |
|---|---|
| City | SANTEE |
| State | CA |
| Zip | 92071-6940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | LOT 109 US 86PER DOC96-547964&UND INT IN POR LOT 108&IN TR 013101 |
| Legal Subdivision | SANTEE 89-06 |
| Legal Tract | 013101 |
| Legal Block | 1 |
| Legal Lot Number | 108,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 16614 |
Source: San Diego County records · APN 381-681-19-31
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 109 RIVER ROCK CT, SANTEE, CA 92071-6940 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Dec 07, 2021 | Intrafamily Transfer, Transfer |
| Aug 06, 2020 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA CU |
| May 02, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 26, 1997 · Amount on Record |
| Deed Sale | Nov 26, 1997 · Amount on Record |
| Deed Document Number | 1997600316 |
| Last Transfer Date | Nov 23, 2021 |
| Transfer Doc | 0000829783 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 07, 2021 |
| Property Address | 109 RIVER ROCK CT, SANTEE, CA 92071-6940 |
| Document Number | 0000829783 |
| Map Reference | MAP 13101 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021-0829783 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 109 RIVER ROCK CT, SANTEE, CA 92071-6940 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 109 RIVER ROCK CT, SANTEE, CA 92071-6940 |
| Document Number | 0000448664 |
| Instrument Date | Aug 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | CALIFORNIA MEMBERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 109 RIVER ROCK CT SANTEE CA 920716940, SANTEE, CA 92071-6940 |
| Document Number | 0000448664 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 448664 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, CA 91209-9100 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 109 RIVER ROCK CT, SANTEE, CA 92071-6940 |
| Document Number | 0000283825 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | CALIFORNIA MEMBERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 109 RIVER ROCK CT SANTEE CA 920716940, SANTEE, CA 92071-6940 |
| Document Number | 0000283825 |
|---|---|
| Date | Jun 03, 2020 |
| Instrument | 283825 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, CA 91203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 02, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 02, 2018 |
| Property Address | 109 RIVER ROCK CT, SANTEE, CA 92071-6940 |
| Document Number | 0000175400 |
| Map Reference | MAP 13101 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 2018-0175400 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 RIVER ROCK CT, SANTEE, CA 92071-6940 |
| Document Number | 0000175401 |
|---|---|
| Date | May 02, 2018 |
| Instrument | 2018-0175401 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Santee City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $293,705 (+2%) Land $107,480 Building $186,225 | |
| 2025 | $3,739.00 (+4.06%) Homeowner's exemption | $287,947 (+4.04%) Land $105,373 Building $182,574 |
| 2023 | $3,593.00 (+0.79%) Homeowner's exemption | $276,768 Land $101,282 Building $175,486 |
| 2022 | $3,565.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 632 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PADRE DAM MWD serves 93,980 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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