108 River Rock Ct, Santee, CA 92071 Property Records

San Diego County property record for 108 River Rock Ct, Santee, CA 92071 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,526 sqft · built 1999
Lot Size4.89 acres (213,418 sqft)
Owner2 Individual Names on File
Last Sale$815,000 (Dec 2023)
Tax Bill$10,185 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN381-681-19-26

Property Details

APN / Parcel Number

Primary APN381-681-19-26

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,526 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area213,418 sqft
View / LotRiver
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address108 RIVER ROCK CT
CitySANTEE
StateCA
Zip92071-6939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 109 US 81PER DOC96-547964&UND INT IN POR LOT 108&IN TR 013101
Legal Subdivision89-06
Legal Tract013101
Legal Block1
Legal Lot Number108,1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1005
Census Tract16614

Owner

Source: San Diego County records · APN 381-681-19-26

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address108 RIVER ROCK CT, SANTEE, CA 92071-6939
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2023Grant Deed, Transfer · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Nov 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Jun 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Sep 17, 2018Quit Claim Deed, Transfer
OTHER
Jul 19, 2018Grant Deed, Transfer · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 14, 2023 · Amount on Record
Deed SaleDec 14, 2023 · Amount on Record
Prior SaleJul 19, 2018 · Amount on Record
Deed Document Number2023344323
Prior Transfer DateSep 04, 2018
Prior Transfer Doc0000385845
Record UpdatedSep 20, 2026

December 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 14, 2023
Property Address108 RIVER ROCK CT, SANTEE, CA 92071-6939
Document Number0000344323
Map ReferenceMAP 13101
Instrument DateNov 30, 2023
Instrument2023-0344323
Transaction TypeTransfer
Record UpdatedDec 25, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address108 RIVER ROCK CT, SANTEE, CA 92071-6939

Mortgage

Document Number0000344324
DateDec 14, 2023
Instrument2023-0344324
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address108 RIVER ROCK CT, SANTEE, CA 92071-6939
Transaction TypeMortgage
Record UpdatedNov 17, 2021
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8644 GOLDEN RIDGE RD, LAKESIDE, CA 92040-5337

Mortgage

Document Number0000777622
DateNov 09, 2021
Instrument2021-0777622
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address108 RIVER ROCK CT, SANTEE, CA 92071-6939
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000247717
DateJun 24, 2019
Instrument2019-0247717
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 17, 2018
Property Address108 RIVER ROCK CT, SANTEE, CA 92071-6939
Document Number0000385845
Instrument DateSep 04, 2018
Instrument385845
Transaction TypeTransfer
Record UpdatedSep 28, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address8644 GOLDEN RIDGE RD LAKESIDE CA 920405337, LAKESIDE, CA 92040-5337

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 19, 2018
Property Address108 RIVER ROCK CT, SANTEE, CA 92071-6939
Document Number0000295445
Map ReferenceMAP 13101
Instrument DateJun 29, 2018
Instrument2018-0295445
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyGUARDIAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8644 GOLDEN RIDGE RD, LAKESIDE, CA 92040-5337

Mortgage

Document Number0000295446
DateJul 19, 2018
Instrument2018-0295446
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySantee City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$847,924 (+2%) Land $312,035 Building $535,889
2025$10,185.00 (+37.88%)$831,299 (+39.85%) Land $305,917 Building $525,382
2023$7,387.00 (+0.68%)$594,425 Land $218,748 Building $375,677
2022$7,337.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730166141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
9 of 10 on primary residences

Wildfire

Wildfire RiskLow
above 35% of the US · above 21% of California
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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