La Plata County property record for 109 River Oaks Ct, Durango, CO 81303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,600 sqft · built 2006 |
| Lot Size | 0.025 acres (1,066 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Sep 2021) |
| Tax Bill | $2,577 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5669-092-02-130 |
| Primary APN | 5669-092-02-130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,600 sqft Living Area |
| Gross Area | 3,200 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse |
| Lot Area | 1,066 sqft (0.025 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 236 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R430505 |
|---|---|
| Street Address | 109 RIVER OAKS CT |
| City | DURANGO |
| State | CO |
| Zip | 81303-6908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: RIVERWALK AT ESCALANTE UNIT: 3 ESCALANTE CROSSING, LOT 19A-R, PH1A (UNITS 1-6), RIVERWALK AT ESC TWNHMS AS BLT PLAT 109 RIVER OAKS CT DURANGO 81303 |
| Legal Subdivision | RIVERWALK AT ESCALANTE UNIT |
| Legal Phase | 1A |
| Legal Block | 1 |
| Legal Lot Number | 19A |
| Legal Unit | 1-6 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 971100 |
109 River Oaks Ct is owned and occupied by two individuals who bought it in September 2021.
Source: La Plata County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 RIVER OAKS CT, DURANGO, CO 81303-6908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on File |
| Deed Sale | Sep 27, 2021 · Amount on File |
| Prior Sale | Jul 6, 2011 · Amount on File |
| Deed Document Number | 20211199814 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Sep 27, 2021 |
| Property Address | 109 RIVER OAKS CT, DURANGO, CO 81303-6908 |
| Document Number | 0001199814 |
| Map Reference | DOC 954682 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 1199814 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3500 S OCEAN BLVD # BLVD308, BLVD308, PALM BEACH, FL 33480-5906 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 109 RIVER OAKS CT, DURANGO, CO 81303-6908 |
| Document Number | 0001199815 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 1199815 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 109 River Oaks Ct was $2,577.
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Municipality | Durango City |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,460 (-0.94%) Land $6,610 Building $41,850 | $782,650 (-) Land $106,800 Building $675,850 | |
| 2025 | $2,577.00 | $48,920 Land $6,680 Building $42,240 | $782,650 Land $106,800 Building $675,850 |
| 2023 | $1,543.00 (+18.88%) | $38,690 (+20.27%) Land $5,170 Building $33,520 | $577,450 (+24.75%) Land $77,200 Building $500,250 |
| 2022 | $1,298.00 | $32,170 Land $4,640 Building $27,530 | $462,900 Land $66,750 Building $396,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 River Oaks Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 units insured incl. 6 condo units |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Apr 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 River Oaks Ct is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 64% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: FastTrack Communications.
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