106 River Oaks Ct, Durango, CO 81303 Property Records

La Plata County property record for 106 River Oaks Ct, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,233 sqft · built 2004
Lot Size	0.049 acres (2,129 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Apr 2024)
Tax Bill	$3,441 (2025)
Deeds & Mortgages	Dec 2025 Sale Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5669-092-02-031`

Property Details

APN / Parcel Number

Primary APN	`5669-092-02-031`
Alternative APN	`R426566`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,233 sqft Living Area
Gross Area	3,737 sqft
Basement Area	804 sqft
Finished Basement	804 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Lot Area	2,129 sqft (0.049 acres)
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	411 sqft
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R426566
Street Address	106 RIVER OAKS CT
City	DURANGO
State	CO
Zip	81303-6847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RIVERWALK AT ESCALANTE UNIT: 10 LOT 19A ESCALANTE CROSSING PD-RIVERWALK AT ESCALANTE CROSSING TWNHMS 106 RIVER OAKS CT DURANGO 81303
Legal Subdivision	RIVERWALK AT ESCALANTE UNIT
Legal Block	1
Legal Lot Number	19A
Legal Unit	10
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1075
Census Tract	971100

Owner

106 River Oaks Ct is owned by two individuals who bought it in April 2024.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 RIVER OAKS CT, 10, DURANGO, CO 81303-6847
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Special Warranty Deed, Transfer
Apr 30, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 8, 2021	Beneficiary Deed, Transfer
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit FARMERS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	Jun 8, 2021 · Amount on File
Deed Document Number	20241231793
Prior Transfer Date	Dec 9, 2020
Prior Transfer Doc	0001183004
Record Updated	Oct 29, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 9, 2025
Property Address	106 RIVER OAKS CT, DURANGO, CO 81303-6847
Document Number	0001249324
Map Reference	DOC 882510
Instrument Date	Dec 9, 2025
Instrument	1249324
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 RIVER OAKS CT # 10, 10, DURANGO, CO 81303-6847

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 30, 2024
Property Address	106 RIVER OAKS CT, DURANGO, CO 81303-6847
Document Number	0001231793
Map Reference	DOC 882510
Instrument Date	Apr 22, 2024
Instrument	1231793
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	TITLE DURANGO LLC, TITLE DURANGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 RIVER OAKS CT # 10, 10, DURANGO, CO 81303-6847

Mortgage

Document Number	0001231794
Date	Apr 30, 2024
Instrument	1231794

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2039

June 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LA PLATA CO
Recording Date	Jun 8, 2021
Property Address	106 RIVER OAKS CT, DURANGO, CO 81303-6847
Document Number	0001193756
Map Reference	DOC 882510
Instrument Date	Jun 1, 2021
Instrument	1193756
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2532 N 4TH ST # 229, FLAGSTAFF, AZ 86004-3712

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	106 RIVER OAKS CT # 10, 10, DURANGO, CO 81303-6847
Document Number	0001153403
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 22, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 N LINCOLN AVE #334 LOVELAND CO 805375587, 334, LOVELAND, CO 80537-5587

Mortgage

Document Number	0001153403
Date	Feb 11, 2019
Instrument	1153403

Lender

Name	FARMERS BK
Type	Bank
Address	FORT COLLINS, CO 80524

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 106 River Oaks Ct was $3,441, up 50.5% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,320 (+1.52%) Land $10,660 Building $55,660	$1,045,340 (-) Land $168,000 Building $877,340
2025	$3,441.00 (+50.52%)	$65,330 (+59.03%) Land $10,500 Building $54,830	$1,045,340 (+81.96%) Land $168,000 Building $877,340
2024	$2,286.00 (+17.65%)	$41,080 (-15.7%) Land $7,510 Building $33,570	$574,480 (-21.01%) Land $105,000 Building $469,480
2023	$1,943.00 (+20.61%)	$48,730 (+22.04%) Land $8,280 Building $40,450	$727,310 (+26.6%) Land $123,650 Building $603,660
2022	$1,611.00	$39,930 Land $7,300 Building $32,630	$574,480 Land $105,000 Building $469,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 River Oaks Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 units insured incl. 6 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Apr 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 River Oaks Ct is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 64% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FastTrack Communications.

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