105 River Oaks Ct, Durango, CO 81303 Property Records

La Plata County property record for 105 River Oaks Ct, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,600 sqft · built 2006
Lot Size	0.025 acres (1,077 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Oct 2021)
Tax Bill	$2,555 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`5669-092-02-128`

Property Details

APN / Parcel Number

Primary APN	`5669-092-02-128`
Alternative APN	`R430503`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,600 sqft Living Area
Gross Area	3,200 sqft
Basement Area	350 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Lot Area	1,077 sqft (0.025 acres)
Garage Type	Attached
Garage Area	600 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	236 sqft
Deck Area	Deck Area
Patio Area	152 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R430503
Street Address	105 RIVER OAKS CT
City	DURANGO
State	CO
Zip	81303-6908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RIVERWALK AT ESCALANTE UNIT: 1 ESCALANTE CROSSING LOT 19A-R, PH 1A (UNITS 1-6), RIVERWALK AT ESC TWNHMS AS BLT PLAT 105 RIVER OAKS CT DURANGO 81303
Legal Subdivision	RIVERWALK AT ESCALANTE UNIT
Legal Phase	1A
Legal Block	1
Legal Lot Number	19A
Legal Unit	1-6
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1075
Census Tract	971100

Owner

105 River Oaks Ct is owned by two individuals who bought it in October 2021.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13612 REBONITO CT NE, ALBUQUERQUE, NM 87112-4929
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Oct 19, 2021	Special Warranty Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC GENEVA FINANCIAL LLC
Aug 27, 2020	Grant Deed, Transfer UNITED WHOLESALE MTG
Aug 9, 2018	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Apr 27, 2018	Trustee's Deed, Construction Loan · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	Aug 9, 2018 · Amount on File
Deed Document Number	20211200992
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	105 RIVER OAKS CT, DURANGO, CO 81303-6908
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	COLORADO TITLE & CLOSING SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13612 REBONITO CT NE, ALBUQUERQUE, NM 87112-4929

Mortgage

Document Number	0001203693
Date	Dec 13, 2021
Instrument	1203693

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	105 RIVER OAKS CT, DURANGO, CO 81303-6908
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001165193
Date	Dec 5, 2019
Instrument	1165193

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 19, 2021
Property Address	105 RIVER OAKS CT, DURANGO, CO 81303-6908
Document Number	0001200992
Map Reference	DOC 954682
Instrument Date	Oct 19, 2021
Instrument	1200992
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Tax	$65.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13612 REBONITO CT NE, ALBUQUERQUE, NM 87112-4929

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	105 RIVER OAKS CT, DURANGO, CO 81303-6908
Document Number	0001184924
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RIVER OAKS CT DURANGO CO 813036908, DURANGO, CO 81303-6908

Mortgage

Document Number	0001184924
Date	Jan 11, 2021
Instrument	1184924

Lender

Name	GENEVA FINANCIAL LLC GENEVA FINANCIAL LLC
Type	Bank
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 27, 2020
Property Address	105 RIVER OAKS CT, DURANGO, CO 81303-6908
Document Number	0001176495
Instrument Date	Aug 13, 2020
Instrument	1176495
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	LAND TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RIVER OAKS CT DURANGO CO 813036908, DURANGO, CO 81303-6908

Mortgage

Document Number	1176496
Date	Aug 27, 2020
Instrument	1176496

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 9, 2018
Property Address	105 RIVER OAKS CT, DURANGO, CO 81303-6908
Document Number	0001146569
Map Reference	DOC954682
Instrument Date	Aug 8, 2018
Instrument	1146569
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	105 RIVER OAKS CT, DURANGO, CO 81303-6908

Mortgage

Document Number	0001146570
Date	Aug 9, 2018
Instrument	1146570

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 27, 2018
Property Address	105 RIVER OAKS CT, DURANGO, CO 81303-6908
Instrument Date	Apr 23, 2018
Instrument	1142300
Transaction Type	Construction Loan
Record Updated	Jan 12, 2019
Title Company	TITLE DURANGO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RIVER OAK CT #1 DURANGO CO 81301, 1, DURANGO, CO 81301

Mortgage

Document Number	0001142300
Date	Apr 27, 2018
Instrument	1142300

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 26, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 105 River Oaks Ct was $2,555, up 42.1% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,000 (-1.03%) Land $6,570 Building $41,430	$775,910 (-) Land $106,200 Building $669,710
2025	$2,555.00 (+42.1%)	$48,500 Land $6,640 Building $41,860	$775,910 Land $106,200 Building $669,710
2024	$1,798.00 (+17.59%)
2023	$1,529.00 (+18.9%)	$38,330 (+20.19%) Land $5,140 Building $33,190	$572,000 (+24.64%) Land $76,700 Building $495,300
2022	$1,286.00	$31,890 Land $4,610 Building $27,280	$458,930 Land $66,380 Building $392,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 River Oaks Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 units insured incl. 6 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Apr 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 River Oaks Ct is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 64% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FastTrack Communications.

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