Effingham County property record for 107 Red Bluff Cir, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,192 sqft · built 1997 |
| Lot Size | 2.47 acres (107,593 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Dec 2017) |
| Tax Bill | $4,271 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0464A-267-000 |
| Primary APN | 0464A-267-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,192 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 107,593 sqft (2.47 acres) |
| Terrain | Rolling |
| Garage Area | 975 sqft |
| Porch | Slab |
| Porch Area | 234 sqft |
| Deck Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19213 |
|---|---|
| Street Address | 107 RED BLUFF CIR |
| City | RINCON |
| State | GA |
| Zip | 31326-5104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | 2.47 AC LOT 267 |
| Legal Subdivision | SILVERWOOD PH III |
| Legal Phase | 3 |
| Legal Lot Number | 267 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30308 |
107 Red Bluff Cir is owned and occupied by two individuals who bought it in December 2017.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Dec 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2017 · Amount on File |
| Deed Sale | Dec 28, 2017 · Amount on File |
| Prior Sale | Jun 21, 1999 · Amount on File |
| Deed Document Number | 20173578 |
| Deed Book / Page | 2445 / 213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 107 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 107 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Document Number | 0000002599/0000000053 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 0000002599/0000000053 |
| Instrument | 005635 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Dec 28, 2017 |
| Property Address | 107 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Document Number | 002445/213 |
| Book / Page | 2445 / 213 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 2017-003578 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 RED BLUFF CIR, RINCON, GA 31326-5104 |
| Document Number | 2445/215 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 2445/215 |
| Instrument | 011592 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Type Change Date | Jan 1, 2023 |
The 2025 property tax bill for 107 Red Bluff Cir was $4,271 with a homeowner's exemption, up 7.9% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,091 (+21.99%) Land $34,000 Building $145,091 | $447,727 (+21.99%) Land $85,000 Building $362,727 | |
| 2025 | $4,271.00 (+7.94%) Homeowner's exemption | $146,804 (-9.5%) Land $34,000 Building $112,804 | $367,009 (-9.5%) Land $85,000 Building $282,009 |
| 2024 | $3,957.00 Homeowner's exemption | $162,214 Land $34,000 Building $128,214 | $405,534 Land $85,000 Building $320,534 |
| 2022 | $3,847.00 Homeowner's exemption | $132,708 Land $28,800 Building $103,908 | $331,770 Land $72,000 Building $259,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 107 Red Bluff Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Red Bluff Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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