109 Primrose Ln, Cloverdale, CA 95425 Property Records

Sonoma County property record for 109 Primrose Ln, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,821 sqft · built 2003
Lot Size	0.14 acres (6,095 sqft)
Owner	Trust Name on File
Last Sale	$615,000 (Sep 2017)
Tax Bill	$8,955 (2025)
Deeds & Mortgages	Feb 2018 Reverse Mortgage Jun 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116-520-006-000`

Property Details

APN / Parcel Number

Primary APN	`116-520-006-000`
Alternative APN	`116-520-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,821 sqft Living Area
Gross Area	2,275 sqft
1st Floor Area	1,821 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Lot Area	6,095 sqft (0.14 acres)
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	116-520-006
Street Address	109 PRIMROSE LN
City	CLOVERDALE
State	CA
Zip	95425-5455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2003 FM PT 116-320-057 COTTAGES OF CLVDL PH 3 LT 6
Legal Subdivision	COTTAGES OF CLVDL
Legal Block	4
Legal Lot Number	6
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	4
Census Block	4023
Census Tract	154202

Owner

109 Primrose Ln is owner-occupied and held in a trust since June 2019.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	109 PRIMROSE LN, CLOVERDALE, CA 95425-5455
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2018	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Jun 27, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 20, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Sep 7, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2017 · Amount on File
Deed Sale	Sep 7, 2017 · Amount on File
Prior Sale	Oct 17, 2013 · Amount on File
Deed Document Number	201770298
Last Transfer Date	Jun 1, 2019
Transfer Doc	0000043404
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	109 PRIMROSE LN, CLOVERDALE, CA 95425-5455
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013123
Date	Feb 26, 2018
Instrument	2018013123

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.31%
Type Change Date	Mar 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 27, 2019
Property Address	109 PRIMROSE LN, CLOVERDALE, CA 95425-5455
Document Number	0000043404
Instrument Date	Jun 1, 2019
Instrument	43404
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	109 PRIMROSE LN CLOVERDALE CA 954255455, CLOVERDALE, CA 95425-5455

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	109 PRIMROSE LN, CLOVERDALE, CA 95425-5455
Document Number	0000013124
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	109 PRIMROSE LN CLOVERDALE CA 954255455, CLOVERDALE, CA 95425-5455

Mortgage

Document Number	0000013124
Date	Feb 26, 2018
Instrument	13124

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.31%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 7, 2017
Property Address	109 PRIMROSE LN, CLOVERDALE, CA 95425-5455
Document Number	0000070298
Instrument Date	Aug 31, 2017
Instrument	70298
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$676.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	109 PRIMROSE LN CLOVERDALE CA 954255455, CLOVERDALE, CA 95425-5455

Tax Assessment & Valuation

The 2025 property tax bill for 109 Primrose Ln was $8,955 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$713,755 (+2%) Land $290,143 Building $423,612
2025	$8,955.00 Homeowner's exemption	$699,760 Land $284,454 Building $415,306
2023	$8,778.00 (+2.22%) Homeowner's exemption	$672,589 Land $273,409 Building $399,180
2022	$8,587.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 109 Primrose Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Primrose Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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