Madison County property record for 109 Phillips St, Berea, KY 40403 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on File |
| Tax Bill | $822 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | B007-0010-0021 |
| Primary APN | B007-0010-0021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Exterior Material | Brick/Stone |
|---|---|
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Space Heater |
|---|
| Account Number | 71743 |
|---|---|
| Street Address | 109 PHILLIPS ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.25 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 11301 |
Source: Madison County records · APN B007-0010-0021
Assessment roll updated December 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 493 WOLF GAP RD, BEREA, KY 40403-8614 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 04, 2025 |
| Transfer Doc | 00D878/330 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 14, 2026 |
| Property Address | 109 PHILLIPS ST, BEREA, KY 40403-1624 |
| Document Number | 00D878/330 |
| Book / Page | D878 / 330 |
| Map Reference | MB 10 PG 53 |
| Instrument Date | Nov 04, 2025 |
| Instrument | 2014311817 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 493 WOLF GAP RD, BEREA, KY 40403-8614 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 493 WOLF GAP RD, BEREA, KY 40403-8614 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $822.00 (+14.33%) | $69,000 (+25.45%) | $69,000 (+25.45%) |
| 2023 | $719.00 | $55,000 | $55,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510113012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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