Madison County property record for 108 Phillips St, Berea, KY 40403 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1,485 sqft |
| Owner | Individual Name on File |
| Last Sale | $69,500 (Feb 2021) |
| Tax Bill | $1,203 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B007-0009-0025 |
| Primary APN | B007-0009-0025 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,485 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|
| Account Number | 53293 |
|---|---|
| Street Address | 108 PHILLIPS ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESC |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11301 |
Source: Madison County records · APN B007-0009-0025
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 PHILLIPS ST, BEREA, KY 40403-1625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAHE INC |
| Nov 08, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2021 · Amount on Record |
| Deed Sale | Feb 24, 2021 · Amount on Record |
| Prior Sale | Nov 08, 2018 · Amount on Record |
| Deed Document Number | 2014029881 |
| Deed Book / Page | D801 / 353 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 108 PHILLIPS ST, BEREA, KY 40403-1625 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES I |
| Name | Verified Name |
|---|---|
| Address | 108 PHILLIPS ST, BEREA, KY 40403-1625 |
| Document Number | 0M2158/534 |
|---|---|
| Date | May 10, 2022 |
| Book Page | M2158/534 |
| Instrument | 2014091209 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 13, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 24, 2021 |
| Property Address | 108 PHILLIPS ST, BEREA, KY 40403-1625 |
| Document Number | 00D801/353 |
| Book / Page | D801 / 353 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 2014029881 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Title Company | ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 PHILLIPS ST, BEREA, KY 40403-1625 |
| Document Number | 0M2024/689 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | M2024/689 |
| Instrument | 2014029882 |
| Name | FAHE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BEREA, KY 40403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 08, 2018 |
| Property Address | 108 PHILLIPS ST, BEREA, KY 40403-1625 |
| Document Number | D00766/604 |
| Book / Page | D00766 / 604 |
| Instrument Date | Nov 02, 2018 |
| Instrument | 2013984442 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 CALICO RD, 60, BEREA, KY 40403-9082 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1210 STATE LICK RD, BEREA, KY 40403-9029 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,203.00 (+32.34%) Additional exemption filed | $101,000 (+45.32%) | $101,000 (+45.32%) |
| 2023 | $909.00 | $69,500 | $69,500 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510113012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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