Madison County property record for 107 Phillips St, Berea, KY 40403 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,368 sqft |
| Lot Size | 0.279 acres (12,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,649 (Jun 2023) |
| Tax Bill | $722 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jun 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B007-0010-0022 |
| Primary APN | B007-0010-0022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 12,174 sqft (0.279 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Other |
| Account Number | 44410 |
|---|---|
| Street Address | 107 PHILLIPS ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESC |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 11301 |
Source: Madison County records · APN B007-0010-0022
Assessment roll updated December 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 PHILLIPS ST, BEREA, KY 40403-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 07, 2023 | Special Warranty Deed, Transfer · Commercial Mortgage WHITAKER BANK INC |
| Jun 07, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jul 17, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jul 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2023 · Amount on Record |
| Deed Sale | Jun 07, 2023 · Amount on Record |
| Prior Sale | Nov 14, 2005 · Amount on Record |
| Deed Document Number | 202314149691 |
| Deed Book / Page | 839 / 391 |
| Prior Transfer Date | Apr 24, 2023 |
| Prior Transfer Doc | 00D840/774 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 07, 2023 |
| Property Address | 107 PHILLIPS ST, BEREA, KY 40403-1624 |
| Document Number | 00D839/391 |
| Book / Page | D839 / 391 |
| Instrument Date | Jun 02, 2023 |
| Instrument | 2014149691 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6061 S WILLOW DR STE 300, 300, GREENWOOD VILLAGE, CO 80111-5151 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 107 PHILLIPS ST, BEREA, KY 40403-1624 |
| Document Number | 2014149692 |
|---|---|
| Date | Jun 07, 2023 |
| Instrument | 2014149692 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 07, 2023 |
| Property Address | 107 PHILLIPS ST, BEREA, KY 40403-1624 |
| Document Number | 00D839/387 |
| Book / Page | D839 / 387 |
| Instrument Date | May 22, 2023 |
| Instrument | 2014149690 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 488, COLUMBIA, SC 29202-0488 |
| Name | Verified Name |
|---|---|
| Address | 6061 S WILLOW DR, GREENWOOD VILLAGE, CO 80111-5140 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 17, 2023 |
| Property Address | 107 PHILLIPS ST, BEREA, KY 40403-1624 |
| Document Number | 00D840/774 |
| Book / Page | D840 / 774 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2014156818 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6061 S WILLOW DR, GREENWOOD VILLAGE, CO 80111-5140 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 14, 2017 |
| Property Address | 107 PHILLIPS ST, BEREA, KY 40403-1624 |
| Document Number | D00747/464 |
| Book / Page | D00747 / 464 |
| Instrument Date | Jun 09, 2017 |
| Instrument | 2013961577 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 16 BERRYHILL RD STE 200, 200, COLUMBIA, SC 29210-6433 |
| Investor | Possibly a Property Investor |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $722.00 (-10.86%) | $60,649 (-2.18%) | $60,649 (-2.18%) |
| 2023 | $810.00 (+3.05%) | $62,000 (-) | $62,000 (-) |
| 2022 | $786.00 | $62,000 | $62,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510113012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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