109 Paddock Cir, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 109 Paddock Cir, Schenectady, NY 12306

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,332 sqft · built 2014
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Company Names on Record
Last Sale	$208,500 (May 2015)
Tax Bill	$6,947 (2026)
Deeds & Mortgages	Mar 2026 Transfer Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 70.-3-121`

Property Details

APN / Parcel Number

Primary APN	`422800 70.-3-121`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	391 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 PADDOCK CIR
City	SCHENECTADY
State	NY
Zip	12306-2561
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PRD
Legal Subdivision	HELDERBERG MEADOWS CONDOMINIUMS INC
Legal Block	3
Legal Lot Number	121.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1034
Census Tract	33002

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	167 CORLAER AVE, SCHENECTADY, NY 12304-1921
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Intrafamily Transfer, Transfer
Sep 25, 2018	Grant Deed, Transfer · Conventional with PMI CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2015 · Amount on Record
Deed Sale	May 19, 2015 · Amount on Record
Prior Sale	May 19, 2015 · Amount on Record
Deed Book / Page	1914 / 892
Last Transfer Date	Jun 10, 2016
Transfer Doc	0000030902
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 5, 2026
Property Address	109 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number	0000004550
Map Reference	MB 1897 PG 770
Instrument Date	Feb 10, 2026
Instrument	202604550
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	167 CORLAER AVE, SCHENECTADY, NY 12304-1921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 CORLAER AVE, SCHENECTADY, NY 12304-1921

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 25, 2018
Property Address	109 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number	0000042505
Book / Page	001996 / 000494
Instrument Date	Sep 6, 2018
Instrument	42505
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	NINE NORTH TITLE AND CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 PALMA AVE SCHENECTADY NY 123062829, SCHENECTADY, NY 12306-2829

Mortgage

Document Number	42506
Date	Sep 25, 2018
Book Page	004867/000192
Instrument	42506

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,947.00 (+5.35%) Homeowner's exemption Senior Citizen's exemption
2025	$6,594.00	$206,400 (-) Land $5,000 Building $201,400	$317,500 (+16.9%) Land $7,691 Building $309,809
2023		$206,400 Land $5,000 Building $201,400	$271,600 Land $6,579 Building $265,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Verizon.

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