105 Paddock Cir, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 105 Paddock Cir, Schenectady, NY 12306

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,826 sqft · built 2012
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$212,500 (Jul 2018)
Tax Bill	$7,438 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 70.-3-65`

Property Details

APN / Parcel Number

Primary APN	`422800 70.-3-65`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,826 sqft
Upper Floors Area	461 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	105 PADDOCK CIR
City	SCHENECTADY
State	NY
Zip	12306-2561
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PRD
Legal Subdivision	HELDERBERG MEADOWS CONDOMINIUMS INC
Legal Block	3
Legal Lot Number	65.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1034
Census Tract	33002

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU
Jul 30, 2018	Deed, Transfer · Conventional Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Prior Sale	Jul 22, 2014 · Amount on Record
Deed Document Number	201833550
Deed Book / Page	1992 / 441
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	105 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 PADDOCK CIR, SCHENECTADY, NY 12306-2561

Mortgage

Document Number	0000041022
Date	Dec 29, 2020
Book Page	5053/975
Instrument	202041022

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 16, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 30, 2018
Property Address	105 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number	0000033550
Book / Page	1992 / 441
Map Reference	LB1861 PG409
Instrument Date	Jul 24, 2018
Instrument	201833550
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	AMP ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 PADDOCK CIR, 105, SCHENECTADY, NY 12306-2561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6208 EMPIRE AVE, SCHENECTADY, NY 12306-7061

Mortgage

Document Number	0000033551
Date	Jul 30, 2018
Book Page	4853/962
Instrument	201833551

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,438.00	$198,000 (-) Land $5,000 Building $193,000	$304,600 (+16.93%) Land $7,692 Building $296,908
2023		$198,000 Land $5,000 Building $193,000	$260,500 Land $6,578 Building $253,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Verizon.

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